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Current Promos

Current SPIRE Promotions

SPIRE members benefit from our great rates and service daily. Take advantage of these special offers today!

SPIRE Free Checking

Open a SPIRE FREE Checking Account and get $100 Today1

1Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months. $100 minimum deposit required to open Free checking account. $50 minimum deposit required to open a Saints or Teen checking account. To qualify for $100 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 SPIRE debit card transactions within 60 calendar days from the date the account was opened. Account must remain open for six months. $100 will be deposited to the checking account upon account opening. If all requirements of offer are not met, SPIRE reserves the right to reclaim the $100. Account holder responsible for any applicable taxes. Limited time offer valid 4.1.19 - 6.30.19. Subject to termination at any time. Other conditions and restrictions may apply.

Auto Refi Guarantee

Get $50 if you can't beat your current non-SPIRE auto loan rate.2


2Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.50% with a minimum interest rate floor of 0.50% below the current SPIRE New Vehicle 36 month rate. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.50% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 6.30.19.

Refinance Your Current Mortgage

Refinance your mortgage with a maximum of $500 in closing costs.+

+APR =  Annual Percentage Rate. Automatic payment is required. Principal & interest payment based on loan amount of $175,000. SPIRE does escrow for taxes or insurance. Payment estimates do not include taxes or insurance; actual payments may be higher. Maximum loan amount for a fixed rate loan is $750,000 . Minimum loan amount is $15,000. A minimum of $15,000 must be new money at SPIRE. Property must be the primary or secondary residence and property insurance is required. Residential properties only located in MN or WI. Commercial, agriculture and large acreage properties excluded from offer. SPIRE member responsible to pay $500 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. SPIRE will pay closing costs in excess of $500.00 and does not include the fee for a potential subordination agreement. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

27-Month Certificate Special

2.77% APY4

4Annual Percentage Yield (APY).  Certificate requires a $500 minimum balance to open.  All dividends are calculated daily and paid quarterly at calendar quarter end and maturity.  If dividends are paid to any other account, the APY may vary slightly. APY accurate as of 6.1.2019. At maturity, the certificate will renew under the current rate and terms of the 24-month certificate.  Accountholder may be subject to an early withdrawal penalty.  Offer is subject to termination at any time.

Give Back & Cash Back with the SPIRE Signature Visa®

SPIRE Gives Back .25% & you earn 1.50% Cash Rewards with every purchase.

Take the Next Step

Call us

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Have questions? We are here to help.
888.34.SPIRE or 651.215.3500

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Share with us where you're at and how we can help.

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Open an account in person at your local SPIRE branch.

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