SPIRE Loans & Credit Accounts

SPIRE offers many affordable ways to improve your life. 


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Make your dream home a reality with
SPIRE Mortgage Loans.

Get funds for projects, debt, and more with
SPIRE Home Equity Loans.

Get a lower rate on your current mortgage or get cash out with
SPIRE Mortgage Refinance.


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Get some of the lowest rates around with
SPIRE Vehicle Loans

Finance your lifestyle with

Save money on your current auto loan with
SPIRE Vehicle Refinance Guarantee

Personal & Credit

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Borrow money for any purpose with
SPIRE Personal Loans.

Enjoy low rates, chip security, and SPIRE Mobile Wallet with
SPIRE Visa Credit Cards.

SPIRE can help finance your education with
Student Loans.

^Cash Back rewards are tracked as points, Earn up to 1.5% for every dollar of NET purchases when points are redeemed for cash back. 13,334 reward bonus points awarded when cardholder makes $1,000 in purchases within 90 days of account opening on a new Visa Signature Credit card. Points may be redeemed for cash back or other merchandise. Visit for details. Recipient is responsible for applicable taxes incurred on cash back. Insured by NCUA.

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