Personal Loans

Whatever your goals may be, SPIRE has a way to help you achieve them.

Upgrade Your Space

Refresh a room, update your work-from-home space, or remodel your house.

Get Away

Plan your next getaway down the street or across the country.

Conquer Your Debt

Start fresh with a lower rate to help achieve your goals and start dreaming.

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Line of Credit

With a revolving line of credit, you borrow up to your pre-approved limit by advancing it only as you need the money.  Your line of credit can be set up as overdraft protection on any SPIRE checking account.

Home Improvement Loan

Open a personal installment loan specific to improving your home. No equity or closing costs needed. We offer up to a six-year maximum loan term with a maximum amount of $50,000.

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Share Secured Loan

Using your savings or a certificate as collateral, this is a great way to help you build credit while enjoying a low interest rate.

Personal Installment Loan

Get extra cash for whatever life throws your way. SPIRE Personal Installment loans rates start as low as 5.99% APR* and have no origination or pre-payment fees.  From application to loan funding, the process is quick and easy.

Take the Next Step

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.

Apply online today and start achieving your goals.

Apply Now
Book an Appointment

Worry-free SPIRE Personal Installment Loans

No origination fees.
No prepayment fees.
Free automatic payments available.
Unemployment protection available.

Applying online is quick and easy!

Calculate Your Loan

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Find out how much your payments will be each month.

Visa Credit Cards

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Enjoy low rates, chip security, and SPIRE Mobile Wallet.

Rates

Line of Credit

Line of CreditRates Effective: 11/2/2020

APR* Term
Advantage Line of Credit (Under $5,000)16.00N/A
Preferred Line of Credit (Over $5,000)As low as 12.50N/A
Installment Loans
Share Secured
Other Secured

VIEW ALL RATES View all Rates icon
*Annual Percentage Rate.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.

 
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