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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $100!1
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Enjoy the ride with $100.2
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Refinance your single-family home & duplex investment properties.6
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Plan your future with an advisor.
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Join the SPIRE team as an hourly hire before Dec. 31 and get a $1,000 sign-on bonus.*
Get $1002 when you refinance your non-SPIRE vehicle loan. Plus, enjoy no payments for up to 100 days.
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We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.
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*Annual Percentage Rate. Rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans under $10,000 and vehicles over 100,000 miles.
+Rate based on 36-month term, with automatic payment on autos 2005 and newer. Minimum amount financed is $5,000 and must be new money to SPIRE. Other discounts and offers do not apply.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
See Associate for details.
To refinance your vehicle loan with SPIRE, we've made the process easy.
The online application takes less than five minutes to complete and you'll get a decision on your loan within two business hours.
Once you send or drop-off your title, you can complete the closing process digitally - no appointments to set or hoops to jump through.
Find out how much your payments will be each month.
SPIRE offers many ways to keep your car prestine!
SPIRE Vehicle Protection
Not only will you get a lower rate on your vehicle loan when you refinance,
we'll also give you $1002 just for switching.
Switch your vehicle loan to SPIRE
and enjoy no loan payments for up to 100 days.
Even if you apply and we can't get you a lower rate on your vehicle loan,
we will still give you $504.
Apply online in just minutes and find out if you're approved within two business hours.
You can also meet with a SPIRE representative to discuss your options and apply on the spot.
When you open a car loan with SPIRE, it stays at SPIRE.
You'll always know who to contact and we'll be here for you.
2Offer valid on auto loans currently financed with a lender other than SPIRE. Minimum amount financed is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 12.31.2021. Subject to termination at any time.
4Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.50% with a minimum interest rate floor of 0.50% below the current SPIRE New Vehicle 36 month rate (not including Checking/Visa discounts). Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.50% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 12.31.2021.