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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $100!1
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APR* rates as low as 5.99% for personal loans.
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Refinance your single-family home & duplex investment properties.6
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Explore your 401(k) rollover options!
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Search for 3.5 million scholarship options.
Whether you're looking to make a new purchase or refinance your existing vehicle loan to save money, SPIRE can help. Along with our competitive rates, we have terms up to 84 months, flexible payment options, and no pre-payment penalties.
You’ll find out the decision on your loan quickly — usually within two business hours. We can close on and fund your loan all online, or you can stop into your local SPIRE branch.
Search for specific makes and models, filter out cars that aren't in your your area or in your price range, and calculate your monthly payment.
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Don't have time to search through all of the options? Get a Car Concierge from CU Auto to find your next car - they'll even take your trade-in.
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We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.
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*Annual Percentage Rate. Rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans under $10,000 and vehicles over 100,000 miles.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
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4Offer valid on auto loans currently financed with a lender other than SPIRE. Minimum amount financed is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 6.30.2021.
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SPIRE offers many ways to keep your car prestine!
SPIRE Vehicle Protection
National Automobile Dealers Association Vehicle Pricing