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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Get $100 when you open a new SPIRE Free Checking account today!1
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Get pre-approved, search & shop for a car, and enjoy payments you can afford all in once place.
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Get cash back with the new SPIRE Visa® Business Platinum Card
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Rain or shine, we can help you protect your financial future.
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SPIRE can help you search, find, and finance your next car. If it has four wheels, we can finance it!
Finance up to 130% of the MSRP on new autos and 130% of the NADA values on used autos. A variety of terms are available. Payments can be made via automatic withdrawal, online or by phone. Apply today and we’ll have an answer to you within 1 business day!
Search for specific makes and models, filter out cars that aren't in your your area or in your price range, and calculate your monthly payment.
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Don't have time to search through all of the options? Get a Car Concierge from CU Auto to find your next car - they'll even take your trade-in.
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*Annual Percentage Rate. Rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the NADA values on used autos for qualified borrowers.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
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Find out how much your payments will be each month.
SPIRE offers many ways to keep your car prestine!
SPIRE Vehicle Protection
2Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.50% with a minimum interest rate floor of 0.50% below the current SPIRE New Vehicle 36 month rate (not including Checking/Visa discounts). Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.50% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 06.30.2020.
National Automobile Dealers Association Vehicle Pricing
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888.34.SPIRE or 651.215.3500
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Apply in person at your local SPIRE branch.