Skip-A-Pay Program

SPIRE Skip A Payment Program

Skip a vehicle loan payment to keep a little extra money in your pocket when you need it most.  If you have a new or used auto or recreational vehicle loan with SPIRE and the original term was 60 months or less, you could qualify!

Eligibility Requirements

  • Original loan term of 60 months or less.
  • If the monthly due date has already passed, the loan payment cannot be skipped.
  • One skipped payment allowed per calendar year.
  • Loan payment(s) must be current (i.e., you can’t skip your June payment if you haven’t paid your May payment).
  • A $35 fee* applies per loan payment skipped. Funds must be paid by your SPIRE checking or savings account.
  • Six loan payments must be made and loan must be open for six months or more.

*A processing fee of $35 will be assessed per skipped payment.  If you choose to skip loan payments on multiple loans, the $35 processing fee applies to each loan payment skipped. Interest will still accrue on the loan(s) even if you defer the payment(s). Restrictions may apply. Skipping a loan payment will increase the term of your loan and increase the total interest.

How to Apply

Login to SPIRE Internet Banking and select the Services tab. From there, select Skip-a-Loan Payment.
You can also set it up by contacting us or visiting your local SPIRE branch.

Take the Next Step

Helping you reach your financial goals is our goal. Take advantage of Skip-a-Pay today by logging in to SPIRE Internet Banking to apply.
Login to Internet Banking

Scroll to the top