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SPIRE gives .25% back to partner charities with every purchase. Plus, you earn 1.50% cash rewards.
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Open a SPIRE Free Checking Account and get a $100 signing bonus!1
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Refinance your home with a maximum of $500 in closing costs.+
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Get cash back with the new SPIRE Visa® Business Platinum Card
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Meet with a SPIRE Retirement & Investment Services Representative Today!
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New User? Set up online access.
Whether your are looking for a basic savings account for your daily business needs or want to earn an higher rate as you save for a specific expenses, we have the right option for you.
With a variety of account options, SPIRE can help make your business dreams come true.
SPIRE Business Savings
Save with a guaranteed interest rate locked-in for the term of your choice.
Start saving today with no minimum balance fee or withdrawal restrictions.
Encourage saving with limited withdrawals per quarter.
Earn dividends a great rate with convenient access to your money when you need it.
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*Annual Percentage Yield. Quoted APY assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.
1No minimum balance required to earn interest.
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).
Truth in Savings Disclosure
Whatever you're saving for, SPIRE can help get you there.
Find out how much you could save with monthly deposits.
Use our checklist to make sure you have everything you need to open your SPIRE business account.
See current Service Fee Schedule for additional information. Fees may reduce earnings.
Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. Transactions governed by Regulation D include, but are not limited to: automatic transfers from savings to checking for overdraft protection, automatic transfers from saving to any other account, telephone transfers from savings to any other account (including transfers made using Telephone Banking and the fax machine,) preauthorized payments from savings, transfers from savings to any other account using Personal Access Home Banking. Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member. Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.
Have questions? We are here to help.
651.268.7750 or 888.34.SPIRE
Share with us where you're at and how we can help.
Open an account in person at your local SPIRE branch.