Archie, SPIRE's Ford truck, in front of fall colored trees

Member Services

Get the most out of your SPIRE membership!

Manage your finances on-the-go with SPIRE Digital Banking, enjoy special discounts and promotions, and get access to your money across the country with the Co-op Shared Network.

Enjoys the perks of being a SPIRE Member.


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Take advantage of special discounts and offers.


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Discover how you can save on SPIRE products and services.


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Stay up-to-date on SPIRE news and events with our quarterly newsletter.

Financial Review

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Get a complimentary review and create a plan to meet your financial goals.

Shared Branching

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Make simple transactions at credit unions worldwide.
Shared Branching Program

We take the stress out of managing your finances.

Switch Kit

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New to SPIRE? We make switching to SPIRE easy.


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Calculate how much to save or pay to meet your goals.

Account Alerts

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Setup real-time alerts to avoid fraud and easily manage your finances.

Access your money nationwide with the Co-op Shared Branching Network.

Perform transactions just like you're at a SPIRE branch:

  • Deposits
  • Withdrawals
  • Loan Payments
  • Transfers between accounts

Know before you go:

  • Let the credit union's staff know you are a SPIRE member
  • Provide your SPIRE member number
  • Bring a valid government-issued photo identification (driver's license, passport, etc.).

Services offered may differ. Please contact the branch you plan to visit for complete details.  



+APR =  Annual Percentage Rate. Monthly Principal & interest payment based on loan amount of $175,000 and $548,250 for jumbo loans. SPIRE does escrow for taxes and insurance. Payment estimates do not include taxes and insurance; actual payments may be higher. Minimum Loan amount is $15,000 and Maximum loan amount is $750,000. A minimum of $10,000 must be new money at SPIRE. Property must be the primary or secondary residence and property insurance is required. Residential properties only located in MN or WI. Change in fee ownership, commercial, agriculture and large acreage properties excluded from offer. SPIRE member responsible to pay $500 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. SPIRE will pay closing costs in excess of $500.00 and does not include the fee for a potential subordination agreement. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Adjustable Rate Mortgages (ARM) loans have a variable rate therefore the APR may increase after consummation. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

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