Disclaimer: By continuing, you will be leaving the SPIRE Credit Union website and going to a website not operated by SPIRE Credit Union. SPIRE Credit Union is not responsible for the content or availability of other websites. Please be advised that SPIRE Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by SPIRE Credit Union.
SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $100!1
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APR* rates as low as 5.99% for personal loans.
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Refinance your single-family home & duplex investment properties.6
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Explore your 401(k) rollover options!
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Search for 3.5 million scholarship options.
Our Core Value at SPIRE is We Care. To care is how we act each and every day. Especially now, as we work together through the COVID-19 pandemic, caring is how we begin each decision to provide service to you while keeping you and our staff safe.
We will be making frequent updates to this page with additional details on how you can feel safe at SPIRE. Stay up-to-date by checking back regularly.
Visit us in person at one of our branches.
Keeping you, our staff, and your money safe.
We can help you keep your dreams on track.
Manage your money online, down the street, or across the country.
Map out adjustments to your finances.
We're giving big when our community needs it the most.
Walk-in teller transactions are available. We encourage you to book an appointment for all other services.
We continue to follow recent recommendations from the CDC and Minnesota Department of Health.
Set a time to talk with a SPIRE representative about how we can help you achieve your goals..
We ask that you book your appointment in advance so we can plan for your visit.
Appointment services include:
Opening a new account or loan.
Closing on a loan.
Opening or accessing a safe deposit box.
Activating your SPIRE Digital Banking access
Receiving financial planning guidance.
Walk-in to the lobby for account transactions and notary services at the teller line, and use of the coin counter.
Teller transactions include:
Please follow the social distancing floor decals and wear a mask while visiting.
Our 17 drive-thru offer teller transactions and several other services.
Drive-thru services include:
account and loan opening
adding services to existing accounts
Maintaining a safe place for you and our staff is very important to us. We will continue to follow CDC guidelines on social distancing and plexiglass has been installed at all of our teller windows and offices. SPIRE branches are being cleaned daily and we will disinfect after each transaction.
In accordance with the Executive Order 20-81, face masks are required inside branch lobbies.
Federally insured credit unions like SPIRE offer a safe place for your money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000. Credit union members have never lost a penny of insured savings at a federally insured credit union.
SPIRE is working on a daily basis to put measures in place to support the needs of our members impacted by the Coronavirus pandemic. If your income has been affected by COVID-19 and you need payment relief on your SPIRE loan, please contact us. Options are available for deferring or reducing payments without a fee.
Also, on a case-by-case basis, we are offering fee refunds for members with income affected by COVID-19 who contact us. At SPIRE, we care about you and your financial well-being.
Have a SPIRE personal or auto loan? You may be eligible to skip a monthly payment. You can apply within SPIRE Digital Banking so there's no need to come to a branch.
Learn More about Skip-a-Pay
On-the-go or at home, you can access your accounts, apply for loans, transfer money, live chat, deposit checks on your mobile device, and more!
Download & login
While shopping for essentials, SPIRE members enjoy free ATMs at CVS, Target, and Walgreens locations in Minnesota, and Kwik Trip locations nationwide.
Find Free ATMs
Access your money at 30,000 surcharge-free ATMs nationwide with the Co-op Shared ATM Network.
Find Surcharge-Free ATMs
Recognizing the deep impact COVID-19 has been causing throughout Minnesota, SPIRE organized a campaign to give $250,000 to 187 Minnesota businesses and charities. In a unique approach, SPIRE’s leadership reached out to each of its 300 employees among 20 branches and 20 administrative departments to select local businesses and charities.
The 187 businesses represent communities throughout Minnesota and SPIRE’s 20-branch service area. Causes included animals, cancer, child wellness, community outreach, financial education, homelessness, hunger, mental health, veterans and more.
Learn More about how SPIRE Gave Big