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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Get $100 when you open a new SPIRE Free Checking account today!1
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Get pre-approved, search & shop for a car, and enjoy payments you can afford all in once place.
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Get cash back with the new SPIRE Visa® Business Platinum Card
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Rain or shine, we can help you protect your financial future.
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Our Core Value at SPIRE is We Care. To care is how we act each and every day. Especially now, as we work together through the COVID-19 pandemic, caring is how we begin each decision to provide service to you while keeping you and our staff safe.
We will be making frequent updates to this page with additional details on how you can feel safe at SPIRE. Stay up-to-date by checking back regularly.
Visit us in person at one of our branches.
Keeping you, our staff, and your money safe.
We can help you keep your dreams on track.
Manage your money online, down the street, or across the country.
Map out adjustments to your finances.
We're giving big when our community needs it the most.
We are starting to reopen our lobbies on June 8 with social distancing and cleaning procedures in place to adhere to CDC and local guidelines. If you are feeling sick, we ask that you do not come into the lobby.
Please note: SPIRE St. Cloud and St. Paul branches will remain closed for the time being as we implement a phased approach to our branch service channel.
Maintaining a safe place for you and our staff is very important to us. Our team is currently preparing our lobbies for when it's safe to reopen them. We will continue to follow CDC guidelines on social distancing and plexiglass is being installed at all of our teller windows and offices. We will be wearing masks for your protection and ask that you do the same.
SPIRE branches are being cleaned daily and once we welcome you back inside, we'll disinfect after each transaction.
Federally insured credit unions like SPIRE offer a safe place for your money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000. Credit union members have never lost a penny of insured savings at a federally insured credit union.
SPIRE is working on a daily basis to put measures in place to support the needs of our members impacted by the Coronavirus pandemic. If your income has been affected by COVID-19 and you need payment relief on your SPIRE loan, please contact us. Options are available for deferring or reducing payments without a fee.
Also, on a case-by-case basis, we are offering fee refunds for members with income affected by COVID-19 who contact us. At SPIRE, we care about you and your financial well-being.
Have a SPIRE auto loan? You may be eligible to skip a monthly payment. You can apply within SPIRE Internet Banking so there's no need to come to a branch.
Learn More about Skip-a-Pay
Access your accounts, apply for loans, transfer money, live chat, deposit checks on your mobile device, and more!
While shopping for essentials, SPIRE members enjoy free ATMs at CVS, Target, and Walgreens locations in Minnesota, and Kwik Trip locations nationwide.
Access your money at 30,000 surcharge-free ATMs nationwide with the Co-op Shared ATM Network.
Find Surcharge-Free ATMs
Recognizing the deep impact COVID-19 has been causing throughout Minnesota, SPIRE organized a campaign to give $250,000 to 187 Minnesota businesses and charities. In a unique approach, SPIRE’s leadership reached out to each of its 300 employees among 20 branches and 20 administrative departments to select local businesses and charities.
The 187 businesses represent communities throughout Minnesota and SPIRE’s 20-branch service area. Causes included animals, cancer, child wellness, community outreach, financial education, homelessness, hunger, mental health, veterans and more.