Vehicle Rates

Auto Loans: New VehiclesRates Effective: 4/19/2022

APR* Monthly Term Monthly Payments
New Vehicle 2021 & Newer+1.99036$28.64
New Vehicle 2021 & Newer2.70048$22.00
New Vehicle 2021 & Newer2.90060$17.92
New Vehicle 2021 & Newer3.25072$15.31
New Vehicle 2021 & Newer4.25084$13.78

Auto Loans: Used VehiclesRates Effective: 4/19/2022

APR* Monthly Term Monthly Payments
Used Vehicle (2006-2021)+1.99036$28.64
Used Vehicle (2016-2021)2.95048$22.11
Used Vehicle (2016-2021)3.15060$18.04
Used Vehicle (2016-2021)3.50072$15.42
Used Vehicle (2016-2021)4.50084$13.90
Used Vehicle (2006-2015)3.15036$29.15
Used Vehicle (2006-2015)3.35048$22.29
Used Vehicle (2006-2015)3.55060$18.21

*APR= Annual Percentage Rate.
Auto loan rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans under $10,000 and vehicles over 100,000 miles.
Rates and terms are subject to qualification. Other restrictions may apply.

+Rate based on 36-month term, with automatic payment on autos 2005 and newer. Payment example, a $10,000 auto loan at 1.99% APR for 36-months, monthly payment would be $286.38. Minimum amount financed is $5,000 and must be new money to SPIRE. Other discounts and offers do not apply.

Monthly payments based on $1,000 borrowed.
Loans are subject to credit approval. Other terms and conditions may apply.

Interest rates subject to change at any time.
See Associate for details.

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