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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $100!1
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APR* rates as low as 5.99% for personal loans.
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Refinance your single-family home & duplex investment properties.6
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Explore your 401(k) rollover options!
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Search for 3.5 million scholarship options.
Start saving with a SPIRE Share Savings account, or for a specific reason.
Become a SPIRE member with
SPIRE Share Savings.
Encourage saving with limited withdrawals with
SPIRE Budget Savings.
Save with a guaranteed interest rate with
Earn a great rate with convenient access to your money with
SPIRE Money Market.
Make saving money fun for kids ages 12 and under with
Puppy Pal Accounts.
Start off on the right financial foot with
SPIRE Teen Savings.
Save up for your holiday savings with
Holiday Savings Club.
Plan for financial security during retirement with a
Start saving for your child's education with
Coverdell Education Savings.
Conveniently save and pay for qualified medical expenses with a
Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. Transactions governed by Regulation D include, but are not limited to: automatic transfers from savings to checking for overdraft protection, automatic transfers from saving to any other account, telephone transfers from savings to any other account (including transfers made using Telephone Banking and the fax machine,) preauthorized payments from savings, transfers from savings to any other account using Personal Access Home Banking. Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member. Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.