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Start saving with our 27-Month Certificate Special!
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Open a SPIRE Free Checking Account and get $100 today!*
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Get $50 if we can't beat your current non-SPIRE auto loan rate.*
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Get cash back with the new SPIRE Visa® Business Platinum Card
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Meet with a SPIRE Retirement & Investment Services Representative Today!
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New User? Set up online access.
SPIRE Certificates are a great way to save with a guaranteed interest rate locked-in for the term of your choice.
SPIRE offers three levels of certificate accounts with a variety of terms.
3 to 60 month terms with a $500 minimum balance.
3 to 60 month terms with a $10,000 minimum balance.
12 to 36 month terms with a $100,000 minimum balance.
4Annual Percentage Yield (APY). Certificate requires a $500 minimum balance to open. All dividends are calculated daily and paid quarterly at calendar quarter end and maturity. If dividends are paid to any other account, the APY may vary slightly. APY accurate as of 6.1.2019. At maturity, the certificate will renew under the current rate and terms of the 24-month certificate. Accountholder may be subject to an early withdrawal penalty. Offer is subject to termination at any time.
SPIRE offers a unique, "Trade-up Your Certificate" program, which allows you to take advantage of rising interest rates.
You have the option to trade any existing Certificate to a new Certificate of equal or greater term. There is no limit to the number of times you can trade up. A fee of 1% of the principal balance of the existing Certificate will be imposed on each trade-up.
IRA and HSA Certificates are also available.
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*Annual Percentage Yield.
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).
Truth in Savings Disclosure
Whatever you're saving for, SPIRE can help get you there.
Find out how much you could save with monthly deposits.
See current Service Fee Schedule for additional information. Fees may reduce earnings.
Have questions? We are here to help.
888.34.SPIRE or 651.215.3500
Share with us where you're at and how we can help.
Open an account in person at your local SPIRE branch.