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Panda Pal Club

SPIRE Panda Pal Savings Account

Patches the Panda helps make savings fun for kids under 12.

  • Earn dividends on any balance
  • No minimum balance fee
  • Get a free Patches the Panda bank with a new Panda Pal Club Savings account

A qualified joint-owner is required.

Rates

Other Savings ProgramsRates Effective: 1/1/2019

Dividend APY*
Holiday Savings Club0.1500.15
Budget Savings0.2500.25
Panda Pal Savings0.2500.25
Teen Savings0.2500.25
Health Savings Account0.1000.10

VIEW ALL RATES 
*Annual Percentage Yield.
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).

Truth in Savings Disclosure

Compare Your Options

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Whatever you're saving for, SPIRE can help get you there.

Calculate Your Savings

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Find out how much you could save with monthly deposits.

Fees

See current Service Fee Schedule for additional information. Fees may reduce earnings.

Regulation D

Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. Transactions governed by Regulation D include, but are not limited to: automatic transfers from savings to checking for overdraft protection, automatic transfers from saving to any other account, telephone transfers from savings to any other account (including transfers made using Telephone Banking and the fax machine,) preauthorized payments from savings, transfers from savings to any other account using Personal Access Home Banking. Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member. Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.

Take the Next Step

Call us

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Have questions? We are here to help.
888.34.SPIRE or 651.215.3500
Call SPIRE

Email Us

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Share with us where you're at and how we can help.
Email SPIRE

Visit Us

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Open an account in person at your local SPIRE branch.

 
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