Share Savings

With a deposit as little as $10, you can be part of SPIRE Credit Union with the SPIRE Share Savings account.

Easily Move Money

When you've met your savings goal, you can quickly
transfer money to other SPIRE or external accounts.

Your can transfer money for free from SPIRE Digital Banking,
a free SPIRE ATM, or stop into one of our SPIRE branches.

Rates

VIEW ALL RATES
*Annual Percentage Yield.
⁺$10 minimum balance to open account.
At our discretion, dividend rates are subject to change on the first business day of each quarter (unless otherwise noted).

Truth in Savings Disclosure

Fees

See current Service Fee Schedule for additional information. Fees may reduce earnings.

Regulation D

Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. Transactions governed by Regulation D include, but are not limited to: automatic transfers from savings to checking for overdraft protection, automatic transfers from saving to any other account, telephone transfers from savings to any other account (including transfers made using Telephone Banking and the fax machine,) preauthorized payments from savings, transfers from savings to any other account using Personal Access Home Banking. Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member. Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.