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From budgeting to earning dividends, we have accounts customized to fit your needs.
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Open a SPIRE Free Checking Account and get $100 today!1
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Down Payment as low as 1% for our community heroes.3
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Get cash back with the new SPIRE Visa® Business Platinum Card
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Meet with a SPIRE Retirement & Investment Services Representative Today!
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New User? Set up online access.
A perfect dividend-bearing checking account for those age 55 or better.
You will receive a SPIRE Visa Debit card with your SPIRE Free Checking account. Use your debit card anywhere Visa is accepted and with Apple Pay and Google Pay. ATM transactions are free at all SPIRE branch and Kwik Trip locations, CHS Field, as well as CVS, Target, and Walgreens locations in Minnesota.
Learn more about SPIRE Visa Debit Cards
Securely manage your account with free access to SPIRE Internet Banking and SPIRE Mobile app. Free services include BillPay, Interbank transfers, and Mobile Deposit Capture (upon qualification).
Learn more about Internet Banking
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*Annual Percentage Yield.
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).
Truth in Savings Disclosure
Setup real-time alerts to avoid fraud and easily manage your finances. Know when withdrawals and deposits are made to your account, you're approaching a minimum balance, and more!
See current Service Fee Schedule for additional information. Fees may reduce earnings.
Have questions? We are here to help.
888.34.SPIRE or 651.215.3500
Share with us where you're at and how we can help.
Open an account in person at your local SPIRE branch.