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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Truly free checking plus $100¹ deposited upon new account opening.
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Create your home with a mortgage loan from SPIRE.
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Refinance your single-family home & duplex investment properties.6
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Changing jobs or close to retirement? Meet with a trusted advisor to learn more about your 401(k) rollover options.
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No-hassle personal loans for anything your heart desires.
Apply online in minutes and get a loan decision within two business hours.
Book an Appointment
You'll find out the decision of your loan usually within two business hours.
We believe SPIRE is more than a financial institution.
Our Core Purpose is to improve lives and we want to be a partner in life with you.
We offer terms up to 84 months with low rates.
You can choose the right loan for you.
Apply online in just minutes and find out if you're approved within two business hours.
You can also meet with a SPIRE representative to discuss your options and apply on the spot.
When you open a car loan with SPIRE, it stays at SPIRE.
You'll always know who to contact and we'll be here for you.
Get a better rate and $1002 just for switching.
2Offer valid on vehicle loans currently financed with a lender other than SPIRE. Minimum amount financed is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Subject to termination at any time.
Search for specific makes and models, filter out cars that aren't in your your area or in your price range, and calculate your monthly payment.
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Don't have time to search through all of the options? Get a Car Concierge from CU Auto to find your next car - they'll even take your trade-in.
Get Your Car
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*Annual Percentage Rate. Rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans under $10,000, vehicles over 100,000 miles, or loans with a Loan-to-Value ratio over 85%.
+Rate based on 36-month term, with automatic payment on autos 2006 and newer. Payment example, a $10,000 auto loan at 4.99% APR for 36-months, monthly payment would be $299.67. Minimum amount financed is $5,000 and must be new money to SPIRE. Other discounts and offers do not apply.
Monthly payments based on $1,000 borrowed.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
New vehicles must be of model year 2021 or newer with less than 10,000 miles.
See Associate for details.
Find out how much your payments will be each month.
SPIRE offers many ways to keep your car prestine!
SPIRE Vehicle Protection
National Automobile Dealers Association Vehicle Pricing