Recreational Vehicle Loans

From motorcycles to motorhomes, finance your lifestyle with SPIRE.

Get on the lake or road, or off the beaten path with a SPIRE Recreational Vehicle loan customized for your lifestyle.

Take the Next Step

Apply Now
Book an Appointment

You'll find out the decision of your loan usually within two business hours.

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.

Customize Your Loan

We offer terms up to 15 years with low rates for qualified borrowers.
Finance up to 110% of the purchase price or NADA retail value.
You can choose the right loan for you.
View Rates

Quick & Easy Financing

Apply online in just minutes and find out if you're approved within two business hours.
You can also meet with a SPIRE representative to discuss your options and apply on the spot.

Your Loan Stays in Minnesota

When you open an RV loan with SPIRE, it stays at SPIRE.
You'll always know who to contact and we'll be here for you.

RVs

Explore even more on a road trip with a SPIRE RV loan.

Boats

Get out on the open water with a SPIRE Boat loan.

photo of person driving a motorcycle on winding road

Motorcycles

Enjoy a ride on the open road with a SPIRE Motorcycle loan.

photo of person driving through snow in ATV

Power Sports

Amp up your adventure with a SPIRE Power Sports loan.

Rates

Recreational Vehicles

Recreational VehiclesRates Effective: 1/23/2023

	APR*	Monthly Term	Monthly Payments
Recreational Vehicle 2023-2022	7.500	60	$20.04
Recreational Vehicle 2023-2022	7.750	72	$17.41
Recreational Vehicle 2023-2022	8.000	84	$15.59
Recreational Vehicle 2023-2022 ($25k min)	8.750	120	$12.53
Recreational Vehicle 2023-2022 ( $40k min)	9.750	144	$11.81
Recreational Vehicle 2021-2007	8.000	60	$20.28
Recreational Vehicle 2021-2007	8.500	84	$15.84
Recreational Vehicle 2021-2007	9.250	120	$12.80

Boats

	APR*	Monthly Term	Monthly Payments
Boat 2023-2022	7.000	60	$19.80
Boat 2023-2022	7.250	72	$17.17
Boat 2023-2022 ($25k min)	8.500	120	$12.40
Boat 2023-2022 ($40k min)	8.650	144	$11.18
Boat 2023-2022 ($40k min)	8.750	180	$9.99
Boat 2021-2007	7.000	60	$19.80
Boat 2021-2007	7.250	72	$17.17
Boat 2021-2007	7.750	84	$15.46
Boat 2021-2007	8.500	120	$12.40

Motorcycles

	APR*	Monthly Term	Monthly Payments
Motorcycle 2023-2022	7.000	60	$19.80
Motorcycle 2023-2022	7.250	72	$17.17
Motorcycle 2023-2022 ($20k min)	7.750	84	$15.46
Motorcycle 2021-2007	7.000	60	$19.80
Motorcycle 2021-2007	7.250	72	$17.17
Motorcycle 2021-2007 ($20k min)	7.750	84	$15.46

Power Sports (ATV/UTV/PWC)

	APR*	Monthly Term	Monthly Payments
Power Sports 2023-2022	7.100	36	$30.92
Power Sports 2023-2022	7.600	60	$20.09
Power Sports 2023-2022	8.100	72	$17.58
Power Sports 2023-2022 ($25k min)	8.600	84	$15.89
Power Sports 2021-2007	7.100	36	$30.92
Power Sports 2021-2007	7.600	60	$20.09
Power Sports 2021-2007	8.100	72	$17.58

VIEW ALL RATES
^*Annual Percentage Rate.
Monthly payments based on $1,000 borrowed.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
See Associate for details.