Disclaimer: By continuing, you will be leaving the SPIRE Credit Union website and going to a website not operated by SPIRE Credit Union. SPIRE Credit Union is not responsible for the content or availability of other websites. Please be advised that SPIRE Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by SPIRE Credit Union.
SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
VIEW SAVINGS RATES
Open a new SPIRE Free Checking account today and get $1001!
VIEW CHECKING RATES
Earn cash back with no annual fee and donate to causes that improve lives.
VIEW LOAN RATES
Refinance your single-family home & duplex investment properties.6
VIEW BUSINESS RATES
Build solutions to manage your finances at every stage of life.
VIEW OUR RATES
There are infinite possibilities with a SPIRE Personal Loan.
If you have a consumer auto, recreational vehicle, or personal loan with SPIRE and it is in good standing, you could qualify!
Your loan and account must be in good standing, never previously delinquent more than 30 days and the due date must not be with the next five days.
Your loan must be at least six months old and you must have made at least six payments.
Your loan must be an acceptable loan type — only consumer vehicle and personal installment loans will qualify.
Your loan must have never been modified or in a workout status.
The next payment due date on the loan must be at least five calendar days in the future.
A $25 fee applies for loans with a balance of over $10,000. The fee can be paid from your SPIRE accounts or added to your loan balance. Fee is charged per loan skipped. Loan balances under $10,000 do not incur a fee.
A skipped payment can be performed once every calendar year.
Interest will still accrue on the loan(s) even if you defer the payment(s). Restrictions may apply. Skipping a loan payment will increase the term of your loan and increase the total interest.
To see if your loan qualifies, login to SPIRE Digital Banking and select Skip-a-Pay from the More menu. You can also ask about your qualification and process a skip payment by contacting us or visiting your local SPIRE branch.
Helping you reach your financial goals is our goal. Take advantage of Skip-a-Pay today by logging in to SPIRE Digital Banking and selecting Skip-a-Pay from the menu to apply.
Login to SPIRE Digital Banking