Disclaimer: By continuing, you will be leaving the SPIRE Credit Union website and going to a website not operated by SPIRE Credit Union. SPIRE Credit Union is not responsible for the content or availability of other websites. Please be advised that SPIRE Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by SPIRE Credit Union.
SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
VIEW SAVINGS RATES
Let us show you how simple checking should be.
VIEW CHECKING RATES
Choosing a credit card should be simple.
VIEW LOAN RATES
Refinance your single-family home & duplex investment properties.6
VIEW BUSINESS RATES
Meet with a trusted financial advisor.
VIEW OUR RATES
Simplify your finances and put your money to work.
Plan a Visit
Refinance your single-family or two-unit property with SPIRE and enjoy great Adjustable Rate Mortgage (ARM) loan options with flexible terms.
Contact SPIRE Business Lending
We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in business and life with you.
6Limited to 3 properties per owner. Property must be an investment property located in MN. SPIRE member responsible to pay $1,000 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. SPIRE will pay closing costs in excess of $1,000. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.
Choose the loan that's right for you with five, seven, or ten year fixed rates.
We offer up to 30-year amortization and low closing costs.
Financing structures for all other types of investment properties are available. Contact us for details.
We don't report your investment property loan to your credit report.
There are no origination fees
or pre-payment penalties.
When you do a business loan with SPIRE, it stays at SPIRE.
You'll always know who to contact and we'll be here for you.
VIEW BUSINESS RATES