Visa Business Platinum Credit Card

Enjoy the benefits and protection of the SPIRE Business Platinum Visa® Credit card.

Switch to the SPIRE Business Platinum Visa Credit card and enjoy a $0 balance transfer fee+ and earn 15,000 bonus points.

Take the Next Step

Book an Appointment

Get cash back while giving back with a SPIRE Visa Credit card.

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in business and life with you.

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0% APR* for 12 months

Open a new SPIRE Visa Credit card
and enjoy 0% APR on purchases for a year!

This special introductory offer ends June 30, 2022.
 


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No Annual Fee

There is no annual fee on any SPIRE Visa Credit card.

You also get free fraud protection and monitoring.
 


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$0 Balance Transfer Fee+

Move the balance of your other higher-rate card to SPIRE without a fee.

Current rates will apply on the balance.
 


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Card Holder Customizations

Customize the spending limits and
statements for each of your card holders.
 


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Give Back with Every Purchase

Incorporating our Core Action to give back,
SPIRE is proud to donate .25% of every
purchase
 made with your SPIRE Visa Credit
card to causes that improve lives. 

Over $1 million has been donated from SPIRE
member purchases since 2019.

Learn more
 


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Pay Your Way with SPIRE Digital Wallet

Pay with your SPIRE Visa Credit card online or
in-person with Apple Pay, Google Pay, Garmin Pay, or Fitbit Pay.
 


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You're Protected

Shop with confidence with Visa’s Zero Liability Policy.
You're protected if your card is lost, stolen,
or fraudulently used, online or offline.


Set balance, transaction, and statement alerts in
SPIRE Digital Banking to help manage your credit.
 

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Additional Features

Optional Life Protection.
Travel & Emergency Assistance.
$1,000,000 Travel Accident Insurance.
Credit card payments will be applied first to purchases, then balance transfers (if applicable).

For Your Information

Credit card lost or stolen?

Please call 1.800.449.7728 immediately to report your card. This service is available 24 hours a day.
 

Credit Card Support & Payments

Please call 866.820.4947.  This service is available 24 hours a day.
Make your payments online or mail them to:
Visa
PO Box 660493
Dallas, TX 75266-0493

Disclosures

SPIRE Visa Credit Card Agreement & Disclosure

+Current rates apply. Existing balances on SPIRE loans or credit cards are not eligible)

15,000 reward bonus points awarded when cardholder makes $1,500 in purchases on new Visa Signature Credit card within 90 days of account opening and may be redeemed for cash back or other merchandise. Recipient is responsible for applicable taxes incurred on cash back.
 

Benefits Guides

Platinum & Platinum Rewards
Signature
Business

 
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