Personal CheckingRates Effective: 4/1/2018

Dividend Rate APY* Minimum Balance to Earn Stated APY
Free Checking0.0000.00N/A
St. Paul Saints0.0000.00N/A
Teen Checking0.0000.00N/A
Checking Plus0.0500.05All Balance
55 Plus Checking0.0500.05All Balance
HSA0.1000.10All Balance

*Quoted Annual Percentage Yield (APY) assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.
IRA and HSA Certificates are also available. 
Dividends earned on HSA Certificates must be paid to the Certificate. 
Dividends earned on Traditional and Roth IRA Certificates can be paid to any IRA of the same type.

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