Thank you, Minnesota, for voting SPIRE as Minnesota's Best Credit Union, Wealth Management, and Customer Service

SPIRE has been voted Minnesota's Best in three categories

someone skiing, two people on a beach, a renovated house

endless options are possible with a SPIRE personal loan and no origination fees

two people ice fishing next to their snowmobiles

loans for your new winter toy are available at SPIRE

people playing hockey on a frozen pond

score a new Free Checking Account at SPIRE and we'll assist you with $1001 immediately

SPIRE Credit Union

Driven by Midwestern Values


Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 21 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

auto loan rates

Auto loan rates as low as 1.99% APR+, guaranteed through January 31.
Apply now

HomeAdvantage sweepstakes

Enroll for free in HomeAdvantage® for a chance to win a YETI Cooler Pack!
Enroll now

virtual home buying seminars

Everything you need to know about the home buying process!
Register now

new year, new career

Join SPIRE as a new hourly hire before March 31 and receive a $1,000* sign-on bonus.
Apply online today

winter your way

Endless options are possible with SPIRE Personal Loans, including no origination fees.
Explore options

finance your winter fun

Loans for your new winter toy, available at SPIRE.
Discover options

free checking

Score a new Free Checking Account at SPIRE and we'll assist you with $1001 immediately.
Open an account

explore your way

Apply in minutes to refinance your non-SPIRE vehicle loan and get $1002.
Apply now

home sweet home loan

Find your home with HomeAdvantage and get cash back when you close.*
Join HomeAdvantage for free

changing jobs?

Don't forget about your old 401(k) plan.
Schedule an appointment

you shop, we give and give

Shop with your SPIRE Signature Visa® Credit card to get 1.5%^ cash back, and we'll donate .25% of each purchase.
Learn more
 

$1,000 maximum closing cost

$1,000 maximum closing cost when you refinance your home.*
Refinance with SPIRE

SPIRE News

SPIRE Matches Members in Delivering Community Impact

SPIRE announced today that it has matched $27,490 in charitable gifts made by SPIRE members using the NetGiver donation platform.

Dan Stoltz Wins Cooperative Builder Award

SPIRE President/CEO, Dan Stoltz, has been named an honoree of the prestigious 2021 Cooperative Builder Award for outstanding contributions for the advancement of cooperative ideals.

SPIRE's Burleson Appointed to National Examination & Supervision Task Force

Burleson, SPIRE SVP/Chief Operating, Financial and Technology Officer, has been appointed to the Credit Union National Association Examination & Supervision Subcommittee. 

SPIRE Proud Sponsor of KS95 Clouds Choir for a Cause

For the fourth consecutive year, SPIRE partnered with KS95 on the annual Clouds Choir for a Cause, benefiting the Zach Sobiech Osteosarcoma Fund.

SPIRE Welcomes New Community Relations Director

Stephanie Johnson joins SPIRE as Community Relations Director after serving as Executive Director of the Twins Community Fund for the Minnesota Twins Baseball Club.

SPIRE Matching $25,000 in NetGiver Donations

SPIRE announced it will be matching up to $25,000 in donations made by SPIRE members who use NetGiver between Giving Tuesday, November 30, and the end of the year.

More from SPIRE News


Hear from SPIRE Members

"Jacob and Mia were both equally amazing in delivering excellent customer service! The process of becoming a member and getting a loan could not have been easier!"
- New Member, via New Member Survey
"I've been impressed and honored to have nothing less than the best in customer service with every interaction. SPIRE must be a great place to work, as the employees are absolutely fabulous. Thank you for having an exceptional, understanding, knowledgeable, and compassionate staff."
- Maple Grove Branch Member, via Contact Center Survey
"I have always been treated kindly and with respect during my interactions at the Isle branch. Isle is top-notch with staff always willing to assist me and answer my questions politely. You have great employees and that says everything to each member that comes in the door."
- 10+ Year Member, via Isle Branch Survey
"I'm extremely likely to recommend SPIRE because of good service and great annual meetings. I would just encourage you to continue building a network for use across all of Minnesota."
- Maple Grove Branch Member, via Relationship Survey
"Every experience I have ever had with SPIRE has been positive throughout 20 years at three different branch locations. I also appreciate SPIRE's community involvement throughout the Twin Cities. I am proud to be affiliated with such a civic-minded organization."
- 10+ Year Maple Grove Branch Member, via Branch Survey
"I brought my grandson in to open an account and he was able to get his first car loan. I refer anyone who asks to SPIRE because I've been a member for over 20 years. I feel better knowing my grandson will be with SPIRE because they are ethical and fair."
- 10+ Year Coon Rapids Branch Member, via Branch Survey
"I came to SPIRE several years ago to refinance a car. It was so easy to open an account and refinance that I moved all of my finances over to SPIRE. The process was so fast and easy. I tell everybody how easy it is to do business with SPIRE."
- 3-5 Year Blaine Branch Member, via New Product Survey
"The prompt service and excellent knowledge delivered to us are why we are extremely likely to recommend SPIRE. SPIRE also offers very competitive interest rates. We recommend you all to anyone that will listen."
- Minneapolis Branch Member, via New Product Survey
"We've been with SPIRE for over 35 years and have always been very happy with the service provided. They do a great job of staying up (to date) with current technology. SPIRE's mobile banking is extremely easy to navigate."
- 10+ Year Coon Rapids Branch Member, via Digital Survey
"I have been a member since 1965. I have had zero problems with SPIRE and feel very secure with the business. The employees are always very friendly and helpful."
- 10+ Year Member, via Relationship Survey
"Amazing customer service, transactions that clear quickly, low-interest rates, and an overall amazing system. Everything is laid out nicely and is super easy to use."
- Princeton Branch Member, via Digital Survey
"Mo is so nice, genuine, and intelligent along with being extremely kind, patient, and knowledgeable. We felt confident with his recommendations. We felt like he actually cared and wanted to help us! We are very grateful for a very positive experience -- very happy new members!"
- Eden Prairie Branch Member, via New Member Survey
"SPIRE is trustworthy. I receive great customer service. Each employee has always been more than helpful and patient. You feel like a friend (rather than) a customer."
- Blaine Branch Member, via Relationship Survey
"The staff were very easy to talk to and work with in opening an account and applying for a loan. Getting a car loan with a great interest rate was a very nice experience."
- Roseville Branch Member, via New Member Survey
"We were thrilled to be able to switch to SPIRE. Mia was fantastic helping my husband and then she met with both of us. She is amazing to work with."
- Vadnais Heights Branch Member, via New Member Survey
"The overall ease of the process and the positive & cheerful staff members --all of them-- are why I would recommend SPIRE. The process was smooth from the first contact to the finalization of the loan. I was especially happy with the great help from Nili in Eden Prairie who made things so easy."
- 3-5 Year Member, via New Product Survey
"I will ALWAYS recommend SPIRE! Since day one, doing business with your staff is met by compassionate, caring people who go out of their way to help me with my needs."
- 10+ Year Milaca Branch Member, via New Product Survey
"Connie is the reason I keep coming back. She has been so helpful to me over the years. I really feel like she cares about doing everything she can do to help make my financial life as stress-free as possible."
- 3-5 Year Woodbury Branch Member, via Branch Survey
"SPIRE is a superior, customer-oriented credit union! It was incredibly seamless, as Jake was very prompt and helpful every time we connected. I find the SPIRE website to be easy to navigate. Everyone I have interacted with has made me feel like I've been a long-time member even though it's been less than a month. You are all doing something!"
- New SPIRE Member, via New Product Survey
"We appreciate the personal approach to members. We don't feel like a number, but that the employees consistently want to treat us well. We love SPIRE!"
- Maple Grove Branch Member, via New Product Survey
"April (is the reason why I would recommend SPIRE). She is super personable, knowledgeable, and helpful."
- Elk River Branch Member, via New Member Survey
"I have mentioned SPIRE to others as a good place to work with. I told them how you folks have always met other companies' interest rates and have often offered even better rates."
- Woodbury Branch Member, via New Product Survey
"The hometown feel, the attention to detail, and fast actions they took when I was in a big pickle in New York (is why I would recommend SPIRE). The representative was understanding and very helpful. My hat's off to the staff that keeps on doing an awesome job every day. Keep up the good work."
- Milaca Branch Member, via Contact Center Survey
"Noah was the most engaging and helpful person I've ever met! He is the reason why I would recommend SPIRE."
- Coon Rapids Branch Member, via Member Survey
"Super friendly tellers who know their customers by name and they explain things well. They are always fast to get back to you. The Pine City Branch has been wonderful to do business with over time."
- Pine City Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because they always help our family with whatever we need. The chat box in the app helped me get the assistance that I needed quickly and so, so easily. Thanks SPIRE!"
- Elk River Branch Member, via Contact Center Survey
"I've been a member for 40+ years. The environment has a small town feel. The staff know you and are sincerely interested in you."
- Roseville Branch Member, via Branch Survey
"Everyone in the SPIRE Isle location is so friendly and concerned about our well-being and are so very helpful. We are Texas residents who travel to Minnesota for the summer months. We very much appreciate being called by name when we visit. Thank you!"
- Isle Branch Member, via Branch Survey
"The loan process was easy and quick. This was our third vehicle loan obtained through SPIRE, and we have been totally satisfied with the experience because of SPIRE's GREAT customer service!"
- Roseville Branch Member, via New Product Survey
"We love SPIRE because they are convenient, and everyone who works there is extremely kind and knowledgeable. I recommend them to everyone that I can! SPIRE is the best place that we have ever used. We had never used a credit union before, but we are certainly glad that we decided to try SPIRE!"
- Vadnais Heights Branch, via Member Survey
"Rochelle in Risk Management and Shelby on the loan team were both AMAZING. These two employees understood my unique situation. There were issues and they dropped what they were doing to help me. Those experiences will be remembered. "
- Maple Grove Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because of the always friendly staff in Eagan who have a "can-do" attitude! In fact, we have been with SPIRE for over 36 years. Our grown children who live over 200 miles away in Wisconsin still use SPIRE and love the credit union."
- Eagan Branch Member, via Branch Survey
"SPIRE has many reasons to like them. I have never had a bad experience with an associate; they are always friendly and helpful. Best of all, I can use the ATM at Kwik Trip and not be charged. That is a huge advantage."
- Coon Rapids Branch Member, via Branch Survey
"I love you guys! I have recommended SPIRE. This is my third loan through you. The other two were auto loans, and every time you all were amazing."
- Eden Prairie Branch Member, via New Product Survey
"I am continually amazed at how professional, courteous, and kind your staff are in the locations and phone center. Keep up the great work!"
- 10+ Year Member, via Digital Survey
Scroll to the top