Proud to be voted Minnesota's Best again!

SPIRE is proud to be voted Minnesota's Best, again!

2022 Forbes Best-in-State Credit Union in Minnesota

SPIRE has been named the best credit union in Minnesota by Forbes

a parent and two children on a scenic overlook of water and mountains

No-hassle personal loans for anything your heart desires

a family sitting at a picnic table outside of a cabin home with string lights as the sun sets

Create your home with a mortgage loan from SPIRE

leaves, tea, and pumpkins scattered on a table with a SPIRE Visa Debit card

Truly free checking plus $1001 deposited upon new account opening

a woman holding a beverage sitting by a laptop looking off into the distance

Meet with a trusted advisor to learn more about your 401(k) rollover options

two parents and two kids holding hands walking through a pumpkin patch

Earn cash back rewards and give back to the community with each transaction

a vehicle driving down a road surrounded by trees with orange leaves

Quick vehicle loan applications to get you on the road for your next adventure

SPIRE Credit Union

Driven by Midwestern Values


Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 22 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Forbes Best-In-State Credit Union

SPIRE has been named Minnesota's best credit union by Forbes.
Read more

New SPIRE Waseca Now Open

The brand new SPIRE Waseca branch is now open!
Get directions

HomeAdvantage RewardUp Sweepstakes

Apply for a SPIRE Mortgage Loan and be entered to win $1,500 on top of your HomeAdvantage Cash Rewards.
See details

Shred Day: October 15

Free to all SPIRE members to safely destroy sensitive documents. Limit of 3 bags or boxes. Services are on a first-come, first-served basis.
Details

Voted Minnesota's Best, Again!

SPIRE is proud to be voted Minnesota's Best, again!
Read more

Personal Loans

No-hassle personal loans for anything your heart desires.
Apply now

Mortgage Loans

Create your home with a mortgage loan from SPIRE.
Learn more

Free Checking

Truly free checking plus $1001 deposited upon new account opening.
Open an account

Retirement & Investment Services

Meet with a trusted advisor to learn more about your 401(k) rollover options.
Meet a trusted advisor

Visa® Credit Cards

Earn cash back rewards and give back to the community with each transaction.
Learn more

Vehicle Loans

Quick vehicle loan applications to get you on the road for your next adventure.
Get approved online

SPIRE News

SPIRE Voted Minnesota’s Best in Four Categories

SPIRE has been voted Minnesota's Best in the credit union, customer service, mortgage, and wealth management categories in the Star Tribune’s Reader’s Choice Award program.

SPIRE Opens New Waseca Branch & Contact Center

On Monday, September 12, SPIRE opened a new location in Waseca, MN at 105 15th Ave NE replacing its former office on Johnson Ave.

SPIRE Wins 2022 Financial Wellness Awards

SPIRE Credit Union has been named a 2022 Desjardins Financial Education Award winner in Minnesota for both the adult and youth categories.

Dan Stoltz Named AARP 50 Over 50 Honoree

SPIRE President/CEO Dan Stoltz has been named a 2022 AARP Minnesota 50 Over 50 Honoree in recognition of making significant contributions in the community.

$21K in Financial Education Funding Awarded

The InSPIREation Foundation has awarded a total of $21,400 to three organizations that provide financial literacy education, and tools to achieve financial freedom.

Don't Be Spoofed

Spoofing is when someone impersonates a reputable company. SPIRE will never ask for your password, verification code, PIN or other info by email, text or phone call.

More from SPIRE News


Hear from SPIRE Members

"The representative was truly interested in me, not only processing my loan. He made sure I understood all my options and treated me like a friend. He followed up when he said he would."
- 1-3 Year Member, via New Product Survey
"SPIRE representatives are ALWAYS attentive, courteous, and knowledgeable. The customer service is consistently excellent, while SPIRE provides great products and Digital Banking."
- 10+ Year Member, via Eden Prairie Branch Survey
"The branch is a comfortable, efficient building design with a well-thought-out parking lot. The easy and stressless process started from the moment I parked in the lot!"
- 3-5 Year Member, via New Product Survey
"I have always had great experiences and actually moved a lot of my business to SPIRE because of the customer service and great interest rates. The process is expedient and the representative was top notch. I didn't feel rushed as things were explained well - five stars!"
- Woodbury Branch Member, via New Product Survey
"I have been a member for 26 years and have been helped in so many ways as a young man and now still being young at heart but older. SPIRE is doing everything to make sure my financial and banking needs are taken care of! I just love my credit union and I’m glad Forbes recognized SPIRE for what the members already know to be true (Forbes Best-In-State Credit Union for Minnesota!)"
- 10+ Year Coon Rapids Branch Member, via New Product Survey
"The super nice staff are very helpful, get things done quickly, and answer the phone. SPIRE really does try to give their members a good deal."
- 10+ Year Member, via Contact Center Survey
"I always look forward to seeing the employees at SPIRE Hopkins because I'm always greeted warmly! I feel confident that they have my best interest at heart."
- 5-10 Year Member, via Hopkins Branch Survey
"SPIRE and its representatives are the most competent and prompt people I have ever worked with. I would add that SPIRE goes out of its way to meet my financial needs, no matter what they might be."
- 10+ Year Member, via Contact Center Survey
"I’ve been really impressed with all the community involvement and the messaging that SPIRE is not just another credit union. They are genuinely striving to improve their members' lives."
- Elk River Branch Member, via New Member Survey
"I was totally impressed with the customer service and the trust that was developed during our meeting. I felt very comfortable with the people from SPIRE."
- New Member, via New Member Survey
"SPIRE makes you feel extremely valued and important and not just another account number. They provide excellent, quick, and meaningful service and information that makes me feel secure."
- 10+ Year Member, via Eden Prairie Branch Survey
"The employees are so cordial while serving you. They have helped when I have had questions, and their pleasant attitude is the main reason I would recommend SPIRE."
- 3-5 Year Member, via Vadnais Heights Branch Survey
"Staff are always informative, always friendly, and coming to SPIRE is like visiting family. You are doing everything great. I love SPIRE, and I keep referring people to SPIRE!"
- 5-10 Year Member, via Relationship Survey
"SPIRE has been family-centered and caring during my golden years of life. Thanks for the nearly 70 years of great, safe, and secure services for my family and many co-workers. Your effort helped me live within my means. "
- 10+ Year Member, via Vadnais Heights Branch Survey
"If you need personal service and a real voice—there is service at SPIRE with a real person. "
- 10+ Year Member, via New Product Survey
"I've been using SPIRE's Digital Banking for 3 years while living out-of-state in Wyoming. Everything I need access to is readily available and easy to use."
- 10+ Year Member, via Digital Survey
"SPIRE has intuitive service and a positive, more high-touch, old-fashioned “feel” to everything with modern tools at our disposal."
- Roseville Branch Member, via Digital Survey
"I turned to SPIRE from the commercial on KS95. I went in for a checking and savings account and came out also with a loan to save me money."
- Maple Grove Branch Member, via New Relationship Survey
"From day one, I've marveled at their attention to detail and their customer relations skillset. It is always a pleasure dealing with SPIRE."
- 1-3 Year Member, via New Product Survey
"My wife and I opened a very small business and decided to go with SPIRE for our financial needs. We have been amazed at how well we were treated and how welcomed everyone made us feel."
- 1 Year Member, via Relationship Survey
"I love being a member of SPIRE because of the connections with people. Everyone I have dealt with over the years has been positive, kind, and made even a difficult day wonderful."
- 10+ Year Member, via Contact Center Survey
"SPIRE Blaine has the most knowledgeable, personable, and friendly staff. I have referred six family members and friends to SPIRE because of these reasons."
- 5-10 Year Member, via Blaine Branch Survey
"They care and offer services, like home refinancing, that help me on a day-to-day basis. I refinanced with SPIRE last spring and experienced a wonderful process."
- 5-10 Year Member, via Maple Grove Branch Survey
"SPIRE is like a "family-owned" business. I have never felt just like a number. SPIRE strives to provide fair, personal customer service to each of their members."
- 10+ Year Member, via Relationship Survey
"Employees go above and beyond to help with any account issues, transactions, or information I need. They are always friendly -- they even call me by name when I first walk in. That is hometown service!"
- 3-5 Year Member, via Mora Branch Survey
"SPIRE was the first financial institution to help me build my credit and, later on, offered me a credit card to help me do so. Thank you for your hard work and faith in me!"
- New Member, via Digital Survey
"Everyone, no matter the location, are always so kind and they take the time to remember your name, and they recognize you when you walk through the door. That means a lot to me."
- Coon Rapids Branch Member, via Branch Survey
"It's a nice experience. Everyone that I engage in conversation is very friendly and fun to talk to, all while getting the job done. Way to go SPIRE!"
- Blaine Branch Member, via Branch Survey
"Everything was thoroughly explained to me. I always knew I had someone I could call or email right away to answer any question that came up. At no point did I feel lost or overwhelmed."
- Eden Prairie Branch Member, via New Product Survey
"All of the representatives that I've dealt with over the years have been extremely efficient and SPIRE has made me feel grateful as a valued member. Being able to work with a team like this was simply priceless. "
- Maple Grove Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because of convenient, professional, and friendly service -- plus being Minnesota-based. The process was very easy and convenient. "
- Eden Prairie Branch Member, via New Product Survey
"Every interaction I have when I visit the branch is so genuine and friendly, right up to the manager of the branch."
- Eden Prairie Branch Member, via Digital Survey
"Our loan officer, Denise, was excellent at doing everything and followed up with no surprises. Likewise, our loan processor, Nou, was excellent at keeping us fully informed on the underwriting process by communicating very promptly on everything we needed to know."
- Eden Prairie Branch Member, via New Product Survey
"I had no trouble opening the account -- as it was super easy and quick. I initiated the process online, and the support I received was amazing."
- New Member, via New Product Survey
"I love SPIRE. Everyone is warm, engaging and very knowledgeable in what they offer for services. They have plenty of locations and the mobile app is easy to navigate."
- 1-3 Year Member, via Vadnais Heights Branch Survey
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