Thank you, Minnesota, for voting SPIRE as Minnesota's Best Credit Union, Wealth Management, and Customer Service

SPIRE has been voted Minnesota's Best in three categories

woman driving a car with a dog in the passenger seat

Roll Down the Windows

Drive easy with a low-rate auto loan and apply in minutes to snag the car of your dreams!

Cruise in Style

Make this the best summer yet with low rates on recreational vehicles at SPIRE.

woman laying on a blanket in a park smiling at her phone

Free Checking Accounts

Get $100¹ immediately when you open a SPIRE Free Checking Account.

a group of adults socializing on a patio with a dog

No Reservations Required

Transform your space with a low-rate home equity loan.

The Grass is Greener

SPIRE makes the home buying-process quick and easy. Get pre-approved for a mortgage today!

Social Security is Just the Start

Most retirees need additional income streams to bridge the gap. Are you prepared?

two people hugging with presents and balloons

Celebrate Good Times

Use a SPIRE Visa® Credit card to get gifts for everyone on your list, yourself included!

SPIRE Credit Union

Driven by Midwestern Values

Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 21 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Appointment

Set a time to meet with a SPIRE representative.

Visa Credit Card

Open a SPIRE Visa^® Credit card and enjoy great benefits.

Auto & RV Loans

Get behind the wheel and on to the open road or water.

Mortgage Loans

Start the journey of finding the home of your dreams.

Calculators

Find out what it will take to achieve your goals.

Promotions

Discover how SPIRE can improve your life.

SPIRE News

SPIRE Wins State Awards for Adult and Youth Financial Education

SPIRE has received two Desjardins Awards recognizing outstanding financial education efforts among Minnesota credit unions with assets of $1 billion or greater.

SPIRE Opens First In-store Grocery Location in St. Michael

On May 9, SPIRE opened its newest location inside the Cub Foods in St. Michael, MN. This is the credit union’s 22^nd location and our first in-store branch concept.

SPIRE Wins Three National Marketing Awards

SIRE has been honored by CUNA with three awards recognizing outstanding marketing achievements in the credit union industry.

SPIRE Welcomes Baseball Great Tony Oliva as Newest Partner

SPIRE is pleased to announce a partnership deal with Minnesota baseball legend Tony Oliva. The partnership will include television commercials and other advertising.

SPIRE's Matt Meyers is Midway Chamber Volunteer of the Year

Matt Meyers, SPIRE PACE Lender and Sr. Commercial Credit Analyst, has been named the Midway Chamber of Commerce’s "Volunteer of the Year.”

SPIRE Land Purchase in Mora Minnesota for Future Development

SPIRE Credit Union recently acquired land where the former Mora Shopko store resides. Plans are to retain this land for future development.

Hear from SPIRE Members

"The representative was truly interested in me, not only processing my loan. He made sure I understood all my options and treated me like a friend. He followed up when he said he would."

- 1-3 Year Member, via New Product Survey

"The smiley faces that I see at each branch and how I am treated like family, rather than a stranger, is why I am extremely likely to recommend SPIRE to others. "

- Isle Branch Survey from a 10+ Year Member

"I'm extremely likely to recommend SPIRE because of the professional teamwork, ease of application, and great people who overtly care and keep the process high-quality for all involved. Plus, the interest rate was best in class."

- Roseville Branch Survey from a 10+ Year Member

"I have always had great experiences and actually moved a lot of my business to SPIRE because of the customer service and great interest rates. The process is expedient and the representative was top notch. I didn't feel rushed as things were explained well - five stars!"

- Woodbury Branch Member, via New Product Survey

"I'm extremely likely to recommend SPIRE because it is convenient for us and has a "small" feeling to it. They provide great customer service and I love the ease of use of the website and mobile app."

- 10+ Year Electrus Member, via Relationship Survey

"I opened my account entirely online. It was very intuitive and I was able to complete it quickly. When I did go in person, the staff who waited on me were very nice and easy to work with as well. We are happy here."

- New Member, via New Member Survey

"I absolutely love the fact that every single time I come into the Maple Grove Branch, my teller interacts with me like we've known each other for a lifetime."

- Maple Grove Branch Survey from a 3-5 Year Member

"All of the staff who work at the Isle branch are AWESOME! They have always treated my wife and I as people, not just like another "number.""

- 5-10 Year Member, via Isle Branch Survey

"I have been a member since 1975. I had other relationships but none have provided the service, attention, and products that I need better than SPIRE. I'm a member for life."

- 10+ Year Roseville Branch Member, via Digital Survey

"Service, knowledgeable staff, and interest rates are why I would definitely recommend SPIRE to others. Everything went great and Michelle did an outstanding job making sure we were taken care of and satisfied with our loan."

- New Product Survey from a 3-5 Year Member at the Waseca Branch

"SPIRE makes you feel extremely valued and important and not just another account number. They provide excellent, quick, and meaningful service and information that makes me feel secure."

- 10+ Year Member, via Eden Prairie Branch Survey

"Shelby was awesome to work with throughout the loan process. In fact, everyone that I dealt with has been phenomenal. I will continue to recommend your services to friends and family!"

- New Member Survey from a member living in Forest Lake, MN

"SPIRE is a great credit union. You talk to a real person when you need to call customer service. Plus, I really like the friendly people at SPIRE Eagan."

- 5-10 Year Member, via Relationship Survey

"I have had nothing but positive interactions at the Woodbury branch. Brandon, the manager there, has helped me on multiple occasions, listened well, and solved my problems. Thank you!"

- 3-5 Year Member, via Branch Survey

"The kindness of Patricia made me feel so welcomed. She was exceptionally knowledgeable and very helpful. I felt like a sister to her. She is an exceptional employee."

- 1-3 Year Member, via Vadnais Heights Branch Survey

"I have recommended SPIRE to others over the years. I always appreciate the wonderful service provided -- both online and in-person. It is worth feeling heard and being known by your financial institution."

- Eden Prairie Member, via Digital Survey

"The process was really fantastic from start to finish -- even with the extra quips due to the distance. It always seems that SPIRE goes above and beyond, which is why I appreciate working with SPIRE! "

- 10+ Year Member Living in Hawaii, via New Product Survey

"Chris, Pam, and Aricka have all been so helpful and nice. I appreciate their personal service so much. I live in North Caroline, yet I will continue to have SPIRE as my credit union as the service is so outstanding."

- 5-10 Year Member, via Relationship Survey

"SPIRE goes the extra mile! They called me to let me know about a problem before I knew about the problem. That's special care. Thank you for being there for me."

- Minneapolis Branch Survey from a 3-5 Year Member from the Blaine Branch

"SPIRE employees are trustworthy, pleasant, and very helpful. I feel my accounts are in a safe place."

- 10+ Year Member, via Pine City Branch Survey

"I love being a member of SPIRE because of the connections with people. Everyone I have dealt with over the years has been positive, kind, and made even a difficult day wonderful."

- 10+ Year Member, via Contact Center Survey

"SPIRE Blaine has the most knowledgeable, personable, and friendly staff. I have referred six family members and friends to SPIRE because of these reasons."

- 5-10 Year Member, via Blaine Branch Survey

"They care and offer services, like home refinancing, that help me on a day-to-day basis. I refinanced with SPIRE last spring and experienced a wonderful process."

- 5-10 Year Member, via Maple Grove Branch Survey

"SPIRE is like a "family-owned" business. I have never felt just like a number. SPIRE strives to provide fair, personal customer service to each of their members."

- 10+ Year Member, via Relationship Survey

"Employees go above and beyond to help with any account issues, transactions, or information I need. They are always friendly -- they even call me by name when I first walk in. That is hometown service!"

- 3-5 Year Member, via Mora Branch Survey

"SPIRE was the first financial institution to help me build my credit and, later on, offered me a credit card to help me do so. Thank you for your hard work and faith in me!"

- New Member, via Digital Survey

"Everyone, no matter the location, are always so kind and they take the time to remember your name, and they recognize you when you walk through the door. That means a lot to me."

- Coon Rapids Branch Member, via Branch Survey

"It's a nice experience. Everyone that I engage in conversation is very friendly and fun to talk to, all while getting the job done. Way to go SPIRE!"

- Blaine Branch Member, via Branch Survey

"Everything was thoroughly explained to me. I always knew I had someone I could call or email right away to answer any question that came up. At no point did I feel lost or overwhelmed."

- Eden Prairie Branch Member, via New Product Survey

"All of the representatives that I've dealt with over the years have been extremely efficient and SPIRE has made me feel grateful as a valued member. Being able to work with a team like this was simply priceless. "

- Maple Grove Branch Member, via New Product Survey

"I'm extremely likely to recommend SPIRE because of convenient, professional, and friendly service -- plus being Minnesota-based. The process was very easy and convenient. "

- Eden Prairie Branch Member, via New Product Survey

"Every interaction I have when I visit the branch is so genuine and friendly, right up to the manager of the branch."

- Eden Prairie Branch Member, via Digital Survey

"Our loan officer, Denise, was excellent at doing everything and followed up with no surprises. Likewise, our loan processor, Nou, was excellent at keeping us fully informed on the underwriting process by communicating very promptly on everything we needed to know."

- Eden Prairie Branch Member, via New Product Survey

"I had no trouble opening the account -- as it was super easy and quick. I initiated the process online, and the support I received was amazing."

- New Member, via New Product Survey

"I love SPIRE. Everyone is warm, engaging and very knowledgeable in what they offer for services. They have plenty of locations and the mobile app is easy to navigate."

- 1-3 Year Member, via Vadnais Heights Branch Survey