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Your non-SPIRE auto loan⁴

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Get $100 Immediately

When you open a new SPIRE free checking account¹

Make Your Dream a Reality

With a SPIRE home loan

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Personal Loans to Help You

With debt consolidation, home upgrades, or really any purpose

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Don't Wait Any Longer

Schedule an appointment today to put together your retirement plan

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Earn Rewards & Give Back

With every purchase using the SPIRE Signature Visa Credit card

SPIRE Credit Union

Driven by Midwestern Values

Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 20 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Visit SPIRE

Search for branches and free ATMs and book an appointment.

Visa Credit Card

Open a SPIRE Visa^® Credit card and enjoy great benefits.

Auto & RV Loans

Get behind the wheel and on to the open road or water.

Real Estate Center

Start the journey of finding the home of your dreams.

Financial Calculators

Find out what it will take to achieve your goals.

Current Promotions

Discover how SPIRE can improve your life.

SPIRE News

SPIRE Honored with Energy-Saving Lending Awards

SPIRE’s Matt Meyers and Rava Nedich were selected as 2021 PACESetters for being innovative leaders in achieving environmental, economic, and resilience impact.

SPIRE Awards $5,000 in Scholarships

With over 160 applicants, SPIRE has awarded $5,000 in scholarships to five members based on school and community involvement, as well as a pandemic-themed essay.

SPIRE Selected as Best Places to Work

We are proud to announce that SPIRE has been selected as one of Minneapolis/St. Paul Business Journal's 2021 Best Places to Work honorees.

Protect Yourself from Spoofed Websites: Always Use myspire.com

One of the fastest growing scams is fraudulent or "spoof" websites. Make sure you always use myspire.com to reach SPIRE.

SPIRE Wins Three Marketing Excellence Awards

SPIRE was recently honored with three marketing awards recognizing outstanding marketing achievements in the credit union industry.

Debbie Mickelson Retires from 33-Year CU Career

Debbie Mickelson, Division President of Electrus — Division of SPIRE Credit Union, has retired from a 33-year career in credit unions.

Hear from SPIRE Members

"We love SPIRE!!! They make us feel like we matter and they really want to help us get the best outcome possible for any need."

- Eagan Branch Member, via New Member Survey

"You guys rock! Everything was perfect and Shelby was amazing. She took care of my daughter and it made everything a breeze. She needs to be complimented on her professionalism and the time and effort she put into making this such a great experience."

- Roseville Branch Member, via New Product Survey

"Everyone at SPIRE is always pleasant and willing to go the extra mile to help resolve issues. I also appreciate that I am able to speak with a representative in just a short time nearly every time I call. Keep up the great customer service."

- 10+ Year Member, via Contact Center

"Our experience was superior because all our questions were answered. We are looking forward to investing more funds—an IRA and small trust savings. You will now be our hometown bank."

- Elk River Branch Member, via Member Survey

"So far during my time with SPIRE, I am very happy with the consistency you provide with very nice service. You make the customer feel part of a community and empowered."

- Member in Nebraska, via Contact Center Survey

"I felt comfortable and welcomed. Everything about the process was very easy, and Casey was very welcoming and friendly."

- Blaine Branch Member, via New Member Survey

"Katie from the Isle Branch was absolutely amazing. She listened well to understand me and was so helpful. She actually cared about what I wanted to do."

- Isle Branch Member, via New Member Survey

"The tellers are great. My favorites are Barb and Brenda, yet no matter whoever handles our transactions or notarize documents, they are always professional and courteous. I have high praise to your Pine City staff."

- Pine City Branch Member, via Member Survey

"Andrew is the best. My visit was comfortable, easy, and fun."

- Pine City Branch Member, via New Member Survey

"I'm visually impaired, so I especially appreciate the extra effort staff make to ensure my transactions are flawless."

- Minneapolis Branch Member, via Relationship Survey

"From the time when I applied for a mortgage and then later financed my truck, my experience has been very good. My experience led my daughter to also finance her car through SPIRE and I will let others know that they should give SPIRE a chance to earn their business too."

- Eagan Branch Member, via Member Survey

"Your track record with me speaks volumes. You folks are the best and no other financial institution can match your service. Your staff are always quick and helpful. My whole family banks there because of my experience with SPIRE."

- 10+ Year Member, via Contact Center Survey

"Carter and Nili were both helpful and knowledgeable. When I've needed help from staff at the teller line or drive-thru, service has been prompt and polite. At SPIRE I feel like my business is valued."

- Minneapolis Branch Member, via New Product Survey

"I have convinced MANY friends and relatives to become SPIRE customers. For well over 20 years, we have used SPIRE for auto loans, business accounts for 2 businesses, personal accounts and a home equity loan. I have always been very happy with my personal interactions and with customer service. "

- St. Paul Branch Member, via Member Survey

"It was clear that Shane cared about my service experience -- which could not have been better. Shane is the bomb -- hats off to him!"

- Maple Grove Branch Member, via New Product Survey

"SPIRE provides the services that people need in a very welcoming environment. The online banking access works very well for me as I use it all the time—almost all of my transactions are electronic now. I rarely have to visit my local branch, but when I do, the people are exceptional!"

- Eden Prairie Branch Member, via Member Survey

"Personal and clear communication. My representative was upfront about everything and didn't miss a single detail. He was chatting with me via text the whole time I was at the dealership. This was especially helpful after a quick unexpected car shift. He also followed up with me later which made me feel very valued for my car loan. I'm not kidding, I always recommend SPIRE."

- Minneapolis Branch Member, via New Product Survey

"SPIRE employees are always VERY friendly, when you go into a branch and they remember you!!! They always make sure you have the right type of accounts that are best for you!"

- Pine City Branch Member, via Member Survey

"Sy and Dominic were a pleasure to work with by answering all of my questions. I really want to thank SPIRE for making this transaction happen. I was able to consolidate credit card and other debt while buying a few things needed for my home and now I have extra money each month!"

- Vadnais Heights Branch Member, via New Product Survey

"They always have the products and services that I need. The interactions with staff have always been friendly and SPIRE has a great website and digital banking service."

- Maple Grove Branch Member, via Digital Survey

"Recently, I refinanced my home and worked with Cyndi. She was extremely knowledgeable and helpful as we worked on the loan. She went the extra mile to find the best possible solution for my specific situation. I have, and will continue to recommend SPIRE for mortgage banking."

- Hopkins Branch Member, via Member Survey

"I have never been disappointed by service, timeliness or their interest in my needs. I have now turned to SPIRE two times now for a mortgage. This team of people are outstanding by being timely, engaged an informative. These have been big, kind of scary financial decisions for me yet they have guided and supported me every step of the way."

- Roseville Branch Member, via Member Survey

"Dalton has been the best customer service representative I have ever dealt with because he is so knowledgeable, helpful, friendly and awesome. Keep up the great work."

- Minneapolis Branch Member, via New Member Survey

"The representative was engaged, listened and I felt she really cared and wanted to help me. If this is indicative of SPIRE’s customer service then I want my family and friends to receive the same service."

- Roseville Branch Member, via Member Survey

"I am happy and confident that you care about your customers by providing a friendly atmosphere-like small town family."

- Eden Prairie Branch Member, via Member Survey

"My family would like to truly thank you. My mother fell and broke her hip and had to go into rehab. SPIRE provided a loan so we were able to purchase a van and have the ability to start taking our mother out for rides. Our mother totally regained her self-respect and began starting to eat better, was happier and enjoying life again. We really appreciate the loan as it has given our mother’s independence back."

- Milaca Branch Member, via Facebook

"I recommend SPIRE to others because of the reliably high standards of ethics and honesty from your staff. The representatives with whom I interact are knowledgeable, courteous and complete my transaction requests efficiently."

- Eden Prairie Branch Member, via Contact Center Survey

"I thought Wendy did a great job in explaining everything and it seems she understood my investment "style" very well, which was helpful in determining my retirement plan for the future."

- Mora Branch Member, via Member Survey

"I feel they provide extra security when it comes to attempts to compromise our accounts and the best part is they can issue check cards on the spot - no waiting for 10 days for your new one to come in the mail! We also appreciate the use of numerous ATMs to get cash without paying a fee."

- Elk River Branch Member, via Member Survey

"I have and will continue to refer others to SPIRE. Our experience since opening our first account has been helpful, personal and respectful. When we needed a car loan, we were approved within minutes, by phone, and for a higher amount than we expected. Hans treated us like respected customers with SPIRE as our partner in securing our financial needs."

- Woodbury Branch, via Member Survey

"Best mortgage experience we have ever experienced - and we have purchased six homes. The communication was great, the documentation expectations were clear, everything was done on time, and whenever we had a question it was answered promptly. Thank you so much!"

- Roseville Branch Member, via Member Survey

"We are satisfied with the wonderful, personal service we received. You are helpful, right there to greet us when we come in, know us by name, and provide good counsel and advice. It is just a great place to come and do business knowing that honesty, integrity and friendliness is important and we will be taken care of."

- Milaca Branch Member, via Member Survey

"I observed how all employees help and support each other and the customer is the recipient of that teamwork."

- Hopkins Branch Member, via New Member Survey

"We have been SPIRE Members for about thirty years, including when we moved to Princeton. I like the friendly, personal service whenever I got to any SPIRE branch."

- Blaine Branch Member, via Member Survey

"When I entered the credit union, I was immediately impressed with the welcoming spirit of the people. I was impressed with the kindness and courtesy that my wife and I received."

- Pine City Branch Member, via New Member Survey