Thank you, Minnesota, for voting SPIRE as Minnesota's Best Credit Union, Wealth Management, and Customer Service

SPIRE has been voted Minnesota's Best in three categories

woman driving a car with a dog in the passenger seat

Drive easy with a low-rate auto loan and apply in minutes to snag the car of your dreams!

man driving a boat on a lake

Make this the best summer yet with low rates on recreational vehicles at SPIRE.

woman laying on a blanket in a park smiling at her phone

Get $1001 immediately when you open a SPIRE Free Checking Account.

a group of adults socializing on a patio with a dog

Transform your space with a low-rate home equity loan.

kids playing with a dog on the lawn

SPIRE makes the home buying-process quick and easy. Get pre-approved for a mortgage today!

a couple in the water on canoes

Most retirees need additional income streams to bridge the gap. Are you prepared?

two people hugging with presents and balloons

Use a SPIRE Visa® Credit card to get gifts for everyone on your list, yourself included!

SPIRE Credit Union

Driven by Midwestern Values


Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 22 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Debt Consolidation

Consolidate your debt with lower monthly payments.
Apply now

Celebrate Good Times

Use a SPIRE Visa® Credit card to get gifts for everyone on your list, yourself included!
Start giving

Wedding Loans

Engage in rates as low as 5.99% APR+ to have the wedding of your dreams.
Apply now

SPIRE Night at the Saints

Join us for SPIRE Night at the St. Paul Saints on July 13 at 7:07 p.m.

SPIRE Night at the Rox

Join us for SPIRE Night at the St. Cloud Rox on July 16 at 6:05 p.m.

Roll Down the Windows

Drive easey with a low-rate auto loan and apply in minutes to snag the car of your dreams!
Apply now

Cruise in Style

Make this the best summer yet with low rates on recreational vehicles at SPIRE.
See details

Free Checking Accounts

Get $1001 immediately when you open a SPIRE Free Checking Account.
Learn more

No Reservations Required

Transform your space with a low-rate home equity loan.
Learn more

The Grass is Greener

SPIRE makes the home buying-process quick and easy.
Get pre-approved today

Social Security is Just the Start

Most retirees need additional income streams to bridge the gap.
Prepare now

SPIRE News

Paul Zyla Named SPIRE SVP/CIO

SPIRE is excited to announce the hiring of Paul Zyla as SVP/Chief Information Officer ensuring our technical services and security operations achieve daily excellence.

SPIRE Announces Partnership with Gable Steveson

SPIRE Credit Union is proud to announce a new partnership with Olympic gold medalist and two-time NCAA champion Gable Steveson.

Scholarship Winners Pen Impact on Financial Decisions

SPIRE has announced the winners of five $1,000 educational scholarships after a team of SPIRE employees reviewed over 200 applications and essays.

SPIRE Wins State Awards for Adult and Youth Financial Education

SPIRE has received two Desjardins Awards recognizing outstanding financial education efforts among Minnesota credit unions with assets of $1 billion or greater.

SPIRE Opens First In-store Grocery Location in St. Michael

On May 9, SPIRE opened its newest location inside the Cub Foods in St. Michael, MN. This is the credit union’s 22nd location and our first in-store branch concept.

SPIRE Wins Three National Marketing Awards

SIRE has been honored by CUNA with three awards recognizing outstanding marketing achievements in the credit union industry.

More from SPIRE News


Hear from SPIRE Members

"The representative was truly interested in me, not only processing my loan. He made sure I understood all my options and treated me like a friend. He followed up when he said he would."
- 1-3 Year Member, via New Product Survey
"SPIRE representatives are ALWAYS attentive, courteous, and knowledgeable. The customer service is consistently excellent, while SPIRE provides great products and Digital Banking."
- 10+ Year Member, via Eden Prairie Branch Survey
"The branch is a comfortable, efficient building design with a well-thought-out parking lot. The easy and stressless process started from the moment I parked in the lot!"
- 3-5 Year Member, via New Product Survey
"I have always had great experiences and actually moved a lot of my business to SPIRE because of the customer service and great interest rates. The process is expedient and the representative was top notch. I didn't feel rushed as things were explained well - five stars!"
- Woodbury Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because it is convenient for us and has a "small" feeling to it. They provide great customer service and I love the ease of use of the website and mobile app."
- 10+ Year Electrus Member, via Relationship Survey
"I opened my account entirely online. It was very intuitive and I was able to complete it quickly. When I did go in person, the staff who waited on me were very nice and easy to work with as well. We are happy here."
- New Member, via New Member Survey
"I always look forward to seeing the employees at SPIRE Hopkins because I'm always greeted warmly! I feel confident that they have my best interest at heart."
- 5-10 Year Member, via Hopkins Branch Survey
"All of the staff who work at the Isle branch are AWESOME! They have always treated my wife and I as people, not just like another "number.""
- 5-10 Year Member, via Isle Branch Survey
"I have been a member since 1975. I had other relationships but none have provided the service, attention, and products that I need better than SPIRE. I'm a member for life."
- 10+ Year Roseville Branch Member, via Digital Survey
"Service, knowledgeable staff, and interest rates are why I would definitely recommend SPIRE to others. Everything went great and Michelle did an outstanding job making sure we were taken care of and satisfied with our loan."
- New Product Survey from a 3-5 Year Member at the Waseca Branch
"SPIRE makes you feel extremely valued and important and not just another account number. They provide excellent, quick, and meaningful service and information that makes me feel secure."
- 10+ Year Member, via Eden Prairie Branch Survey
"The employees are so cordial while serving you. They have helped when I have had questions, and their pleasant attitude is the main reason I would recommend SPIRE."
- 3-5 Year Member, via Vadnais Heights Branch Survey
"SPIRE is a great credit union. You talk to a real person when you need to call customer service. Plus, I really like the friendly people at SPIRE Eagan."
- 5-10 Year Member, via Relationship Survey
"I have had nothing but positive interactions at the Woodbury branch. Brandon, the manager there, has helped me on multiple occasions, listened well, and solved my problems. Thank you!"
- 3-5 Year Member, via Branch Survey
"The kindness of Patricia made me feel so welcomed. She was exceptionally knowledgeable and very helpful. I felt like a sister to her. She is an exceptional employee."
- 1-3 Year Member, via Vadnais Heights Branch Survey
"I have recommended SPIRE to others over the years. I always appreciate the wonderful service provided -- both online and in-person. It is worth feeling heard and being known by your financial institution."
- Eden Prairie Member, via Digital Survey
"The process was really fantastic from start to finish -- even with the extra quips due to the distance. It always seems that SPIRE goes above and beyond, which is why I appreciate working with SPIRE! "
- 10+ Year Member Living in Hawaii, via New Product Survey
"Chris, Pam, and Aricka have all been so helpful and nice. I appreciate their personal service so much. I live in North Caroline, yet I will continue to have SPIRE as my credit union as the service is so outstanding."
- 5-10 Year Member, via Relationship Survey
"SPIRE goes the extra mile! They called me to let me know about a problem before I knew about the problem. That's special care. Thank you for being there for me."
- Minneapolis Branch Survey from a 3-5 Year Member from the Blaine Branch
"SPIRE employees are trustworthy, pleasant, and very helpful. I feel my accounts are in a safe place."
- 10+ Year Member, via Pine City Branch Survey
"I love being a member of SPIRE because of the connections with people. Everyone I have dealt with over the years has been positive, kind, and made even a difficult day wonderful."
- 10+ Year Member, via Contact Center Survey
"SPIRE Blaine has the most knowledgeable, personable, and friendly staff. I have referred six family members and friends to SPIRE because of these reasons."
- 5-10 Year Member, via Blaine Branch Survey
"They care and offer services, like home refinancing, that help me on a day-to-day basis. I refinanced with SPIRE last spring and experienced a wonderful process."
- 5-10 Year Member, via Maple Grove Branch Survey
"SPIRE is like a "family-owned" business. I have never felt just like a number. SPIRE strives to provide fair, personal customer service to each of their members."
- 10+ Year Member, via Relationship Survey
"Employees go above and beyond to help with any account issues, transactions, or information I need. They are always friendly -- they even call me by name when I first walk in. That is hometown service!"
- 3-5 Year Member, via Mora Branch Survey
"SPIRE was the first financial institution to help me build my credit and, later on, offered me a credit card to help me do so. Thank you for your hard work and faith in me!"
- New Member, via Digital Survey
"Everyone, no matter the location, are always so kind and they take the time to remember your name, and they recognize you when you walk through the door. That means a lot to me."
- Coon Rapids Branch Member, via Branch Survey
"It's a nice experience. Everyone that I engage in conversation is very friendly and fun to talk to, all while getting the job done. Way to go SPIRE!"
- Blaine Branch Member, via Branch Survey
"Everything was thoroughly explained to me. I always knew I had someone I could call or email right away to answer any question that came up. At no point did I feel lost or overwhelmed."
- Eden Prairie Branch Member, via New Product Survey
"All of the representatives that I've dealt with over the years have been extremely efficient and SPIRE has made me feel grateful as a valued member. Being able to work with a team like this was simply priceless. "
- Maple Grove Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because of convenient, professional, and friendly service -- plus being Minnesota-based. The process was very easy and convenient. "
- Eden Prairie Branch Member, via New Product Survey
"Every interaction I have when I visit the branch is so genuine and friendly, right up to the manager of the branch."
- Eden Prairie Branch Member, via Digital Survey
"Our loan officer, Denise, was excellent at doing everything and followed up with no surprises. Likewise, our loan processor, Nou, was excellent at keeping us fully informed on the underwriting process by communicating very promptly on everything we needed to know."
- Eden Prairie Branch Member, via New Product Survey
"I had no trouble opening the account -- as it was super easy and quick. I initiated the process online, and the support I received was amazing."
- New Member, via New Product Survey
"I love SPIRE. Everyone is warm, engaging and very knowledgeable in what they offer for services. They have plenty of locations and the mobile app is easy to navigate."
- 1-3 Year Member, via Vadnais Heights Branch Survey
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