Thank you, Minnesota, for voting SPIRE as Minnesota's Best Credit Union, Wealth Management, and Customer Service

SPIRE has been voted Minnesota's Best in three categories

2022 Forbes Best-in-State Credit Union in Minnesota

SPIRE has been named the best credit union in Minnesota by Forbes

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Open a new SPIRE Free Checking account and immediately receive $1001

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Enjoy a lower initial payment with a SPIRE Adjustable Rate Mortgage and rate-relock guarantee

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There are infinite possibilities with a SPIRE Personal Loan

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Build solutions to manage your finances at every stage of life with SPIRE Retirement & Investment Services

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Applying for a SPIRE Vehicle Loan is quick and easy

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Earn 1.5%^ cash back with no annual fee plus 0.25% of each transaction is donated on your behalf to causes that improve lives

SPIRE Credit Union

Driven by Midwestern Values


Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 22 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Your Life, Your Financial Plan

Build solutions to manage your finances at every stage of life with SPIRE Retirement & Investment Services.
Meet with a representative

Forbes Best-In-State Credit Union

SPIRE has been named Minnesota's best credit union by Forbes.
Read more

SPIRE Night at Ogilvie Raceway

SPIRE Night at Ogilvie Raceway

Join us for SPIRE Night at Ogilvie Raceway. Bike donations are encouraged for Kids Night Bike Giveaway.

Free Checking, Quick $100

Open a new SPIRE Free Checking account and immediately receive $1001.
Open an account

Affordable Mortgage Payments

Enjoy a lower initial payment with a SPIRE Adjustable Rate Mortgage and rate-relock guarantee.
Learn more

Personalized Personal Loans

There are infinite possibilities with a SPIRE Personal Loan.
Apply now

Vehicle Financing at Your Speed

Applying for a SPIRE Vehicle Loan is quick and easy.
Apply online

Rewards & Cash Back & Give Back

Earn 1.5%^ cash back with no annual fee plus 0.25% of each transaction is donated on your behalf to causes that improve lives.
See the benefits

SPIRE News

$21K in Financial Education Funding Awarded

The InSPIREation Foundation has awarded a total of $21,400 to three organizations that provide financial literacy education, and tools to achieve financial freedom.

Don't Be Spoofed

Spoofing is when someone impersonates a reputable company. SPIRE will never ask for your password, verification code, PIN or other info by email, text or phone call.

Forbes Names SPIRE Minnesota's Best Credit Union

SPIRE is proud to have been named the Best-In-State Credit Union in Minnesota by Forbes after over 26,000 people were interviewed on their banking relationships.

KS95 & SPIRE Raise $98,906 for Secondhand Hounds

When KS95 Morning Show host & SPIRE member Crisco lost Babe the black lab, SPIRE teamed up with the radio station and Secondhand Hounds to support dogs in need.

Paul Zyla Named SPIRE SVP/CIO

SPIRE is excited to announce the hiring of Paul Zyla as SVP/Chief Information Officer ensuring our technical services and security operations achieve daily excellence.

SPIRE Announces Partnership with Gable Steveson

SPIRE Credit Union is proud to announce a new partnership with Olympic gold medalist and two-time NCAA champion Gable Steveson.

More from SPIRE News


Hear from SPIRE Members

"The representative was truly interested in me, not only processing my loan. He made sure I understood all my options and treated me like a friend. He followed up when he said he would."
- 1-3 Year Member, via New Product Survey
"SPIRE representatives are ALWAYS attentive, courteous, and knowledgeable. The customer service is consistently excellent, while SPIRE provides great products and Digital Banking."
- 10+ Year Member, via Eden Prairie Branch Survey
"The branch is a comfortable, efficient building design with a well-thought-out parking lot. The easy and stressless process started from the moment I parked in the lot!"
- 3-5 Year Member, via New Product Survey
"I have always had great experiences and actually moved a lot of my business to SPIRE because of the customer service and great interest rates. The process is expedient and the representative was top notch. I didn't feel rushed as things were explained well - five stars!"
- Woodbury Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because it is convenient for us and has a "small" feeling to it. They provide great customer service and I love the ease of use of the website and mobile app."
- 10+ Year Electrus Member, via Relationship Survey
"I opened my account entirely online. It was very intuitive and I was able to complete it quickly. When I did go in person, the staff who waited on me were very nice and easy to work with as well. We are happy here."
- New Member, via New Member Survey
"I always look forward to seeing the employees at SPIRE Hopkins because I'm always greeted warmly! I feel confident that they have my best interest at heart."
- 5-10 Year Member, via Hopkins Branch Survey
"All of the staff who work at the Isle branch are AWESOME! They have always treated my wife and I as people, not just like another "number.""
- 5-10 Year Member, via Isle Branch Survey
"I have been a member since 1975. I had other relationships but none have provided the service, attention, and products that I need better than SPIRE. I'm a member for life."
- 10+ Year Roseville Branch Member, via Digital Survey
"I was totally impressed with the customer service and the trust that was developed during our meeting. I felt very comfortable with the people from SPIRE."
- New Member, via New Member Survey
"SPIRE makes you feel extremely valued and important and not just another account number. They provide excellent, quick, and meaningful service and information that makes me feel secure."
- 10+ Year Member, via Eden Prairie Branch Survey
"The employees are so cordial while serving you. They have helped when I have had questions, and their pleasant attitude is the main reason I would recommend SPIRE."
- 3-5 Year Member, via Vadnais Heights Branch Survey
"Staff are always informative, always friendly, and coming to SPIRE is like visiting family. You are doing everything great. I love SPIRE, and I keep referring people to SPIRE!"
- 5-10 Year Member, via Relationship Survey
"I have had nothing but positive interactions at the Woodbury branch. Brandon, the manager there, has helped me on multiple occasions, listened well, and solved my problems. Thank you!"
- 3-5 Year Member, via Branch Survey
"The kindness of Patricia made me feel so welcomed. She was exceptionally knowledgeable and very helpful. I felt like a sister to her. She is an exceptional employee."
- 1-3 Year Member, via Vadnais Heights Branch Survey
"I have recommended SPIRE to others over the years. I always appreciate the wonderful service provided -- both online and in-person. It is worth feeling heard and being known by your financial institution."
- Eden Prairie Member, via Digital Survey
"The process was really fantastic from start to finish -- even with the extra quips due to the distance. It always seems that SPIRE goes above and beyond, which is why I appreciate working with SPIRE! "
- 10+ Year Member Living in Hawaii, via New Product Survey
"Chris, Pam, and Aricka have all been so helpful and nice. I appreciate their personal service so much. I live in North Caroline, yet I will continue to have SPIRE as my credit union as the service is so outstanding."
- 5-10 Year Member, via Relationship Survey
"From day one, I've marveled at their attention to detail and their customer relations skillset. It is always a pleasure dealing with SPIRE."
- 1-3 Year Member, via New Product Survey
"SPIRE employees are trustworthy, pleasant, and very helpful. I feel my accounts are in a safe place."
- 10+ Year Member, via Pine City Branch Survey
"I love being a member of SPIRE because of the connections with people. Everyone I have dealt with over the years has been positive, kind, and made even a difficult day wonderful."
- 10+ Year Member, via Contact Center Survey
"SPIRE Blaine has the most knowledgeable, personable, and friendly staff. I have referred six family members and friends to SPIRE because of these reasons."
- 5-10 Year Member, via Blaine Branch Survey
"They care and offer services, like home refinancing, that help me on a day-to-day basis. I refinanced with SPIRE last spring and experienced a wonderful process."
- 5-10 Year Member, via Maple Grove Branch Survey
"SPIRE is like a "family-owned" business. I have never felt just like a number. SPIRE strives to provide fair, personal customer service to each of their members."
- 10+ Year Member, via Relationship Survey
"Employees go above and beyond to help with any account issues, transactions, or information I need. They are always friendly -- they even call me by name when I first walk in. That is hometown service!"
- 3-5 Year Member, via Mora Branch Survey
"SPIRE was the first financial institution to help me build my credit and, later on, offered me a credit card to help me do so. Thank you for your hard work and faith in me!"
- New Member, via Digital Survey
"Everyone, no matter the location, are always so kind and they take the time to remember your name, and they recognize you when you walk through the door. That means a lot to me."
- Coon Rapids Branch Member, via Branch Survey
"It's a nice experience. Everyone that I engage in conversation is very friendly and fun to talk to, all while getting the job done. Way to go SPIRE!"
- Blaine Branch Member, via Branch Survey
"Everything was thoroughly explained to me. I always knew I had someone I could call or email right away to answer any question that came up. At no point did I feel lost or overwhelmed."
- Eden Prairie Branch Member, via New Product Survey
"All of the representatives that I've dealt with over the years have been extremely efficient and SPIRE has made me feel grateful as a valued member. Being able to work with a team like this was simply priceless. "
- Maple Grove Branch Member, via New Product Survey
"I'm extremely likely to recommend SPIRE because of convenient, professional, and friendly service -- plus being Minnesota-based. The process was very easy and convenient. "
- Eden Prairie Branch Member, via New Product Survey
"Every interaction I have when I visit the branch is so genuine and friendly, right up to the manager of the branch."
- Eden Prairie Branch Member, via Digital Survey
"Our loan officer, Denise, was excellent at doing everything and followed up with no surprises. Likewise, our loan processor, Nou, was excellent at keeping us fully informed on the underwriting process by communicating very promptly on everything we needed to know."
- Eden Prairie Branch Member, via New Product Survey
"I had no trouble opening the account -- as it was super easy and quick. I initiated the process online, and the support I received was amazing."
- New Member, via New Product Survey
"I love SPIRE. Everyone is warm, engaging and very knowledgeable in what they offer for services. They have plenty of locations and the mobile app is easy to navigate."
- 1-3 Year Member, via Vadnais Heights Branch Survey
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