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Open a SPIRE Free Checking Account and get $100 today!1
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Down Payment as low as 1% for our community heroes.3
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Get cash back with the new SPIRE Visa® Business Platinum Card
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Meet with a SPIRE Retirement & Investment Services Representative Today!
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New User? Set up online access.
SPIRE Business Certificates are a great way to save with a guaranteed interest rate locked-in for the term of your choice.
SPIRE offers three levels of certificate accounts with a variety of terms.
3 to 60 month terms with a $500 minimum balance.
3 to 60 month terms with a $10,000 minimum balance.
12 to 36 month terms with a $100,000 minimum balance.
SPIRE offers a unique, "Trade-up Your Certificate" program, which allows you to take advantage of rising interest rates.
You have the option to trade any existing Certificate to a new Certificate of equal or greater term. There is no limit to the number of times you can trade up. A fee of 1% of the principal balance of the existing Certificate will be imposed on each trade-up.
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*Annual Percentage Yield. Quoted APY assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).
Truth in Savings Disclosure
Whatever you're saving for, SPIRE can help get you there.
Find out how much you could save with monthly deposits.
Use our checklist to make sure you have everything you need to open your SPIRE business account.
See current Service Fee Schedule for additional information. Fees may reduce earnings.
Have questions? We are here to help.
651.268.7750 or 888.34.SPIRE
Share with us where you're at and how we can help.
Open an account in person at your local SPIRE branch.