Visa Business Platinum Credit Card

Enjoy the benefits and protection of the SPIRE Visa® Business Platinum Credit card with CURewards.

Mobile Wallet

Pay online or in-person with Apple Pay, Garmin Pay, Fitbit Pay, or Google Pay from your mobile device.
SPIRE Mobile App


SPIRE donates .25% of every purchase on your behalf to causes that improve lives.
More About Giving Back


Get transaction texts or push notifications to your mobile device and enjoy the peace of mind of Visa's Zero Liability Policy.
More on Protections

image of SPIRE Business Platinum Visa Credit Card

0% APR for 12 months on purchases introductory offer.*
No annual fee.
Customized spending limits and statements per cardholder.
Cash back, merchandise, and travel rewards.
Earn 15,000 bonus points.

man working in a shop

Additional Features

Free card monitoring texts, push or email notifications.
Make purchases on Apple Pay or Google Pay with SPIRE Mobile wallet.
Free Fraud Protection & Monitoring.
Visa's Zero Liability Policy - You won't be held responsible for unauthorized charges made with your account or account information.
Enhanced Security.
Optional Life Protection.
Travel & Emergency Assistance.
$1,000,000 Travel Accident Insurance.
Credit card payments will be applied first to purchases, then balance transfers (if applicable).

Take the Next Step


We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in business and life with you.

Get cash back while giving back with a SPIRE Visa Credit card. 

Book an Appointment

Give Back with Every Purchase

Incorporating our Core Action to give back, SPIRE is proud to donate .25% of every purchase made with your SPIRE Visa Credit card to causes that improve lives. 

Animals | Cancer | Child Wellness | Community Outreach | Financial Education | Homelessness | Hunger | Veterans

Learn about the SPIRE Give Back Program

merchant accepting credit card

Your SPIRE Credit Card is Protected

EMV Chip Protection

SPIRE Visa cards include EMV/Chip technology that gives you greater fraud protection when you use your card at a chip-activated terminal. The embedded microchip generates a one-time use code while encrypting your personal data. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Additional Fraud Protection

With Visa’s Zero Liability Policy, you aren’t held responsible for unauthorized charges made with your account.

We recommend regularly monitoring your account and registering your Visa card for online purchases for an added level of security. Never share your account information or PIN with anyone.

For Your Information

Credit card lost or stolen?

Please call 1.800.449.7728 immediately to report your card. This service is available 24 hours a day.

Credit Card Support & Payments

Please call 866.820.4947.  This service is available 24 hours a day.
Make your payments online or mail them to:
PO Box 660493
Dallas, TX 75266-0493


SPIRE Visa Credit Card Agreement & Disclosure

+Current rates apply. Existing balances on SPIRE loans or credit cards are not eligible)

15,000 reward bonus points awarded when cardholder makes $1,500 in purchases on new Visa Signature Credit card within 90 days of account opening and may be redeemed for cash back or other merchandise. Recipient is responsible for applicable taxes incurred on cash back.

Benefits Guides

Platinum & Platinum Rewards

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