Digital Banking

If you have a Tax Identification Number (TIN) for your business: You will need to set up access to both your personal and business accounts separately.

If you do not have a TIN and use your personal Social Security Number for your business: You will only need to create one username. You will see all of your personal and business accounts together under a single username.

Please make sure you are using one of our supported devices and Internet browsers.

If you still can't login, please contact us.

You will need to know the following information to confirm your identity:

SPIRE account number
Date of Birth
SSN
Email Address on file
Phone Number on file

If you feel the contact information we have on file for you is incorrect, Request to Update Your Contact Information.
If you can't login, please contact us.

You can find this on your SPIRE member card or at the bottom of your checks. It is the last 4-6 digits of the MICR number on your check.

Your password must be at least 12 characters long and include:
An uppercase letter
A lowercase letter
A number
A special character/punctuation

The Primary Accountholder is listed first on your statements and in SPIRE Digital Banking.

Your accounts were only setup with a Primary Accountholder. We recommend that you and the Primary Accountholder visit your local branch so you can be added as a Joint Accountholder and have access to your accounts through SPIRE Digital Banking.

You can share access to your accounts (accountants, family members, etc.) by selecting Shared Access in Settings.

Do not share your username and password. Those you grant access to will receive an email invite to create their own SPIRE Digital Banking username and password.

Shared Access does not include visibility to documents, statements, or BillPay at this time. 

No. We recommend you write down or take a screenshot of our current alerts so you can recreate them in SPIRE Digital Banking. You will want to reset these alerts when you first login to SPIRE Digital Banking so you continue to receive them.

You can access your current alerts in SPIRE Internet Banking from the Setting tab.

Yes. You will continue to receive your current credit card alerts for a few weeks. You will need to reset them at a later date - we will let you know when this will take place.

You can access your current credit card alerts by clicking on the Visa Online tab in SPIRE Internet Banking and then clicking on the Communications tab.

Select Notifications in Settings. You will also want to add a mobile phone number under the Contact tab in Settings. Then, select to allow SMS text messages for that number. To validate your mobile number, you will receive a code via text.

Select BillPay from the main menu.

Yes, though we recommend using your mobile device’s web browser or a desktop/laptop computer for your first login to SPIRE Digital Banking.

Yes, MDC is available for all members – no need to qualify in advance.

On the transactions view of any account, click the Filter button next to the Search bar. You can filter by deposits, checks deposited remotely, withdrawals, and checks.