Digital Banking

No matter where your day takes you, SPIRE Digital Banking lets you manage all of your SPIRE accounts for free.

Welcome to SPIRE Digital Banking

SPIRE has replaced SPIRE Internet Banking and the SPIRE Mobile app with an all-new digital banking platform that will provide new features and a better experience for you.


First-time Login
Individual User Login/Shared Access
Account & Credit Card Alerts | BillPay
SPIRE Mobile App


First-time Login

You will be able to login for the first time on Tuesday, September 15. You will login from or the SPIRE Mobile app just as they do now.

We recommend you login to from an Internet browser on a desktop, laptop, or mobile device when logging in for the first time.  You can use the SPIRE Mobile app, but you may encounter additional steps.

How to Login for the First Time. If you don't already have a username, please call us at 651.215.3500.

How will I login for the first time?
I have a Business account. How do I login?
I can’t get in. What’s wrong?
I’m stuck at the verification screen. What’s wrong?
How do I find my account number?
It’s asking me for a new password. Why?
What are the password requirements?
I’ve always been able to login to SPIRE Internet Banking and it’s saying I can’t login to Digital Banking. What’s wrong?
I’m in. Now what?


Individual User Logins

When SPIRE Digital Banking arrives Tuesday, September 15, SPIRE will move to individual “user centric” usernames and passwords. Primary and Joint Accountholders will now have their own login credentials and won’t need to (and shouldn’t) “borrow” or share login information.
Members will only need to use one username and password to access all of the accounts they are listed as a Primary or Joint Accountholder.

How do I know if I am a Primary or Joint Accountholder?
I have multiple usernames. Which one do I use?
Why don’t I see my name listed on our statements?
I’ve always managed our finances. Why can’t I login?
I want others to see my accounts on SPIRE Digital Banking. How do I do that?


Account & Credit Card Alerts

You will be able to manage all of your account and credit card alerts in one place inside SPIRE Digital Banking!
New Features include: Push notifications to mobile devices, additional alert types, card controls to turn off your debit or credit card to avoid fraud.
You will need to reset your account alerts in SPIRE Digital Banking – they will not be copied over from SPIRE Internet Banking.

Will my current account or debit card alerts be copied over?
Will I continue to receive my current credit card alerts?
Where will I be able to setup my alerts?



SPIRE Digital Banking will offer a completely new BillPay experience. Users will be able to manage their payments and payees from any device – including on the SPIRE Mobile app.
New features include: Choice of either check or electronic payment methods and pay multiple bills at the same time

Key Date: Thursday, September 10: BillPay will be unavailable in SPIRE Internet Banking to prepare for the transition.
Scheduled and automatic payments will continue to process through Wednesday, September 16.

What do I need to do before September 10?
Will my BillPay information copy over to SPIRE Digital Banking?
Will my scheduled and automatic payments continue to process?
How will I access BillPay?
Will my eBills copy over to SPIRE Digital Banking?
Will I be able to use eBills in SPIRE Digital Banking?
Will I be able to still use POP Money from within SPIRE Digital Banking?
I’m logged in, but I can’t see my BillPay History. Why?
I’m logged in, but I don’t see all of my payee information. Where is it?


SPIRE Mobile App

SPIRE Digital Banking will include an all-new SPIRE Mobile app with many new features. Users have a very similar experience to desktop/browser.
New Features include: New Mobile Deposit Capture for all members, BillPay payee management, Apple Watch compatibility, push notifications.

Download on the Apple App Store     Get it on Google Play

Will I need to download a new app?
Can I login to SPIRE Digital Banking for the first time on the app?
Will I be able to use Mobile Deposit Capture?
Will I be able to still use PayPal from within the SPIRE Mobile app?
How do I filter transactions on the app?

Quicken, QuickBooks, and Mint Users

The upgrade to SPIRE Digital Banking will require you to make changes to your QuickBooks or Quicken software. The conversion instructions below reference two action dates. Please use the dates provided below: 

1st Action Date: Monday, September 14
A data file backup and a final transaction download should be completed by this date. Please make sure to complete the final download before this date since transaction history might not be available after the upgrade. 
2nd Action Date: Tuesday, September 15
This is the action date for the remaining steps on the conversion instructions. You will complete the deactivate/reactivate of your online banking connection to ensure that you get your current Quicken or QuickBooks accounts set up with the new connection. 

Conversion Instructions 
QuickBooks Desktop
QuickBooks Online

Please note: Intuit aggregation services may be interrupted for up to 3-5 business days. Users are encouraged to download a QFX/QBO file during this outage. The following services may not work during the outage:

Quicken Windows/Mac Express Web Connect 
QuickBooks Online Express Web Connect

Please carefully review your downloaded transactions after completing the migration instructions to ensure no transactions were duplicated or missed on the register.

Have Questions?

Login to SPIRE Digital Banking to CHAT LIVE with a SPIRE Representative
Monday – Friday, 8:00 am – 5:00 pm.

New Features

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Any Device | Same Experience

No more deciding which device to use or if you should login to Internet Banking or the mobile app to manage your finances the way you want.

SPIRE Digital Banking will give you a seamless experience across desktop, mobile, and the new SPIRE Mobile app.

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All Your Accounts | One Login

Have several accounts with SPIRE?
Great! With SPIRE Digital Banking, you'll only have to remember one username and one password to see all your accounts!

Want someone else to see your account? No problem!
You can grant or remove access to anyone you choose at any time. They will setup their own username so your login information stays private.

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Online Payments | Loans & Cards

You will be able to see and make payments to all of your SPIRE loans — including your mortgage — and Visa® Credit cards within SPIRE Digital Banking!

No more going to a separate portal and having to remember another username and password.

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Account Alerts | Enhanced

You'll have three options to receive account alerts: text, email, and now, push notifications to your mobile device! Keep track of your balance, when transactions are made, and more.

If you use the mobile app, you'll be able to set these inside the app!

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