Archie, SPIRE's Ford truck, in front of fall colored trees


As a credit union, SPIRE is here to improve lives and to help our members realize their dreams.

We do this by providing personalized service, listening to our members needs, offering solutions that fit and having the best products with the best possible loan and savings rates.

SPIRE Difference

Our core value is We Care and our core purpose is to improve lives.
Learn more


Join SPIRE and start experiencing the benefits of being a SPIRE member.
How to Join

Member Perks

As a SPIRE member, you'll enjoy special member services, benefits, and discounts.
Explore Member Perks

Take the Next Step

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.

Open a Share Savings account with as little as $10 and become a SPIRE member for life. Experience the SPIRE difference today.

Join SPIRE Now
Book an Appointment

IBEW Members

SPIRE members and their family with Dan Stoltz waving

The SPIRE Difference: Every Member Counts

Our goal at SPIRE is to serve all of our members well and improve the financial well-being of our member-owners no matter how much you have in your pockets.

Our members know SPIRE will be there for them in bad times, as well as good. This member-centric philosophy is why SPIRE and our associates get involved in community charitable activities and worthwhile causes.
Contact us for membership details.
Learn more about SPIRE


If you meet one of the following criteria, you are eligible for membership:

  1. You live, work, worship, volunteer, attend school, or do business in a community located in one of the following counties:*

Aitkin, MN
Anoka, MN
Benton, MN
Blue Earth, MN
Burnett, WI
Carlton, MN
Carver, MN
Chisago, MN
Crow Wing, MN
Dakota, MN
Douglas, WI
Hennepin, MN
Isanti, MN
Itasca, MN
Kanabec, MN

La Sueur, MN
Mille Lacs, MN
Morrison, MN
Pierce, WI
Pine, MN
Polk, WI
Ramsey, MN
Rice, MN
Scott, MN
Sherburne, MN
St. Croix, WI
St. Louis, MN
Stearns, MN
Waseca, MN
Washington, MN
Wright, MN

*Organizations and businesses that do business in one of the counties listed are also eligible to join.

  1. You are an immediate family member of a current member.
  2. You work for a company or organization that offers SPIRE Credit Union as an employee benefit. Check if your organization offers SPIRE membership.
  3. If you don't meet one of the three options above but you live in Minnesota or Wisconsin, you may still be eligible for membership by joining the InSPIREation Foundation.

The Credit Union Advantage

A credit union is a not-for-profit financial cooperative that is owned and managed by its members, and closely regulated just like any other financial institution. Credit unions exist to help people, not make a profit.
Why Choose a Credit Union


If you'd rather fill out a paper application, you can either mail it to us or visit us at your local SPIRE branch.


apply icon
Complete the SPIRE Membership Application.
SPIRE Membership Application

IBEW Members


notary icon
Complete the SPIRE Notary Form.
SPIRE Notary Form


Once you've completed these two forms, you can either bring them in to your nearest SPIRE branch or mail them to:
SPIRE Credit Union Contact Center
P.O. Box 130670
Roseville, MN 55113
A SPIRE representative will contact you once your application has been approved.

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents. We may also verify your identity through a credit report or other electronic verification systems.

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