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Routing Number 291075116


Enjoy flexible terms and affordable payments on that practical family SUV, fast little sports car, or boat to enjoy one of our Minnesota lakes. We guarantee a quick, easy process to get you on the road (or in the water).

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Auto Loans

Whether you’re looking for a new or used vehicle, we offer a variety of terms and some of the lowest rates around.

Have an auto loan elsewhere? Consider refinancing it at SPIRE. In fact, we guarantee we will beat your current auto loan rate or we’ll give you $50*.

Recreational Vehicle Loans

We finance fun! Start enjoying the majestic countryside, exploring a new city or splashing in a beautiful lake with a loan for your RV, boat or other leisure toys. It is easier and more affordable than you may think.

SPIRE Insurance

Not only can we finance your vehicle, we can also insure it! Enjoy a complete line of insurance solutions from top-rated carriers. Compare rates with us and save!

Guarantee Asset Protection (GAP)

Peace of mind starts with protecting your assets. You could lose more than your vehicle, boat, motorcycle, or RV if it is stolen or involved in a major accident. You could lose your investment. GAP covers the difference between your primary carrier’s insurance settlement and the payoff of your loan.

GAP Helps To:

  • Eliminate out-of-pocket costs on a remaining loan balance
  • Protect your credit rating and prevent financial hardship
  • Make purchasing a replacement vehicle more affordable

*Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.25% with a minimum interest rate floor of 1.75% APR. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.25% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.


Founded in 1934, SPIRE upholds midwestern values like honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.

Call: 651.215.3500 Routing Number: 291075116