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Whether you’re looking for a new or used vehicle, we offer a variety of terms and some of the lowest rates around.


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Recreational Vehicles

We finance fun with loans for your RV, boat or other leisure toys. It is easier and more affordable than you may think.

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SPIRE Insurance

Enjoy a complete line of insurance solutions from top-rated carriers. Compare rates with us and save!

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Guarantee asset Protection (GAP)

Peace of mind starts with protecting your assets. You could lose more than your vehicle, boat, motorcycle, or RV if it is stolen or involved in a major accident. You could lose your investment. GAP covers the difference between your primary carrier’s insurance settlement and the payoff of your loan.

GAP helps to:
Eliminate out-of-pocket costs on a remaining loan balance
Protect your credit rating and prevent financial hardship
Make purchasing a replacement vehicle more affordable



image of car driving down country road. "Get $50 if we can't beat your current non-SPIRE auto loan rate.  Ask for details"

*Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.50% with a minimum interest rate floor of 1.75% APR. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.50% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.

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Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.