Your one-stop home shop
Search for a house
Find your next home by searching the current MLS listings made available through Home AdvantageTM Save your favorite searches and even get email alerts when new properties become available.
It’s a great idea to get pre-approved as soon as you begin your home search. Let SPIRE help you find out just how much house you can afford.
Find an agent
Select a local experienced agent from the HomeAdvantageTM network to help you buy or sell your home – or both!
Earn a cash reward
When you buy or sell your home with one of HomeAdvantageTM agents, you will earn a rebate at (or after) closing. The average rebate is $1,545!
As a member of SPIRE, you have exclusive access to MLS listings, a network of experienced agents and a reward at closing through the HomeAdvantageTM program. This is a free service!
Enroll in Home Advantage Now
Get your free guide
Enroll in HomeAdvantageTM and receive a free Credit Union Member’s Guide to Buying and Selling a Home!
*The HomeAdvantage program is made available to you through a relationship between your credit union and CU Realty Services. Cash rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the cash reward if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a cash reward. Cash reward amounts are dependent on the commissions paid to the agent. Your credit union may have specific rules on how your reward will be paid out. Cash reward incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.
Founded in 1934, SPIRE upholds midwestern values like honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.
"I appreciated that I had a warm greeting upon arrival. I also appreciated that another banker said "someone will be with you shortly" when I was waiting in the lobby for a banker… The banker was very knowledgeable about mortgages and when we should apply for a loan and how the whole process works."
~ Eden Prairie Branch Member
"I have always received a great reception to my calls for car loans, and general banking questions. Keep up the great work. Genuine people that smile and look you in the eyes, work best for me."
~ Blaine Branch Member
"SPIRE is a great credit union that offers good rates on loans. ATMs are easily accessible as well. Applying for a loan is the easiest process I've come across to date."
~ Minneapolis Branch Member
"I recommend SPIRE because I love the home town feeling! I was at the drive-thru and mentioned getting a checking account to the person helping me. She made it happen in 10 seconds and did all the work. It was glorious!!"
~ Coon Rapids Branch Member
"The staff knows me by name. I’m always greeted and I feel like a valued member!"
~ Milaca Branch Member
"At the Isle branch they are very friendly and get to know you personally and that makes you feel like a family."
~ Isle Branch Member
"I am extremely likely to recommend SPIRE because I have always been treated with the highest service and my questions answered immediately. I would recommend SPIRE over any other financial institution in a heartbeat."
~ Blaine Branch Member
"I felt valued by very genuine people...not just someone getting through the day. It was quick and easy!"
~ Elk River Branch Member
"Prompt service, friendly environment, and good loan rates. I have a car loan through SPIRE, and it's been a breeze to manage. I appreciate less stress in my life. I love SPIRE and recommend you to anyone hunting for banking/loans/etc."
~ Ogilvie Branch Member