what are you looking for?

are you looking for...

Rates Internet Banking Help

Branches & ATMs Mobile Banking

Routing Number 291075116

CERTIFICATE TERMS & LEVELS

Regular Certificates

3 to 60 month terms | $500 minimum balance

Premium Certificates

3 to 60 months | $10,000 minimum balance

Jumbo Certificates

12 to 36 months | $100,000 minimum balance

Rates

 

Regular Certificate

3 Months

0.35 Dividend

0.35 APY*

6 Months

0.40 Dividend

0.40 APY*

12 Months

0.50 Dividend

0.50 APY*

18 Months

0.60 Dividend

0.60 APY*

24 Months

0.80 Dividend

0.80 APY*

27 Months

0.90 Dividend

0.90 APY*

36 Months

1.05 Dividend

1.05 APY*

48 Months

1.39 Dividend

1.40 APY*

60 Months

1.64 Dividend

1.65 APY*

Premium Certificates

3 Months

0.45 Dividend

0.45 APY*

6 Months

0.50 Dividend

0.50 APY*

12 Months

0.60 Dividend

0.60 APY*

18 Months

0.70 Dividend

0.70 APY*

24 Months

0.90 Dividend

0.90 APY*

27 Months

1.00 Dividend

1.00 APY*

36 Months

1.15 Dividend

1.15 APY*

48 Months

1.49 Dividend

1.50 APY*

60 Months

1.74 Dividend

1.75 APY*

Jumbo Certificates

12 Months

0.60 Dividend

0.60 APY*

24 Months

0.90 Dividend

0.90 APY*

36 Months

1.15 Dividend

1.15 APY*


IRA and HSA Certificates are also available
View our rates

Trade-up Your Certificate

SPIRE offers a unique, "Trade-up Your Certificate" program, which allows you to take advantage of rising interest rates.

You have the option to trade any existing Certificate to a new Certificate of equal or greater term. There is no limit to the number of times you can trade up. A fee of 1% of the principal balance of the existing Certificate will be imposed on each trade-up.

 

Dividends

Dividends can be paid to the Certificate, Share Savings Account, Money Market Savings Account or Checking Account. Traditional and Roth IRA Certificate dividends must be paid back to the IRA Certificate. All dividends are calculated daily and paid quarterly. Actual payment is at calendar quarter end and at maturity.

 

Truth in Savings

DRIVEN BY
MIDWESTERN VALUES

Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.


Contact SPIRE.

We are here to improve lives.

651.215.3500 or 888.34.SPIRE

email SPIRE

Visit us at a Branch

Quickly locate a nearby branch.

Current Promotions

Find out how you can save money today.

LEARN MORE

Call: 651.215.3500 Routing Number: 291075116